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Guidance for updating Social security agreement forms Please carefully review the attached Excel form that summarizes social security agreements in force involving your country. Please note we do not include payment agreements or memorandums of understanding, but only agreements covering totalization and/or posted workers. In doing so, we would kindly ask you to: 1. Add missing agreements on exemptions for posted workers or totalization (or other measures to facilitate eligibility for benefits). To do so, add a line and fill out the respective columns following the detailed guidelines included in the Excel form. Please note we only publish information on agreements that have come into force. 2. Correct and complete: Please make corrections directly in the concerned columns of the table. Any additional comments can be added under “Additional information” on the right. 3. Respond to targeted questions and comments: The form has been filled out based on your previous input, the input of the other contracting countries, and a desk review for each case of conflicting information. Please review the question or suggested change and add your response in the space provided (“Your response / clarification”). The form is organized in a table format, as indicated in the example below. In the table, each row corresponds to a specific agreement, and each column to a characteristic of the agreement, divided as follows: 1. Basic details The country with which the agreement was signed (the "contracting country"), and the original and most recent dates of entry-into-force (not date signed). 2. Part I: Exemption provisions for posted employees and posted self-employed Initial and maximum exemption periods for detached employees and self-employed workers, if applicable. Due to a wide variety in regulations, we do not include information on unlimited exceptions for the self-employed. 3. Part II: Branches covered for totalization (or other measures facilitating access to benefits) Information regarding provisions that facilitate access to benefits under each respective branch (in terms of eligibility and determination, not necessarily involving an actual payment from the other party) and whether the agreement allows for totalization of worked periods with a third country. Note: If the agreement only pertains to exemptions from double payment of contributions, please select "N" for all branches. 4. Links and additional information Links to the agreement text and related texts (e.g. administrative arrangements) and any additional comments. Please refer to the detailed guidelines for the update that are provided as the worksheet "Instructions" in the attached Excel file. 1 Guidance for updating Country profiles The country profiles were reformatted in 2020 from semi-structured text to prefilled tables in line with the ISSA’s Programme of activities and budget. The profile structure is now as follows: The profiles are organized in six branches: Each branch includes the following categories: • Old age, disability, and survivors • Branch overview • Health and long-term care benefits • Regulatory framework • Sickness and maternity • Coverage • Accidents at work and occupational diseases • Source of funds • Unemployment • Benefit details • Family and household benefits • Administrative organization Please review and edit the information to reflect any changes since the last update and correct any inaccuracies. If information is missing, please add a new row to the relevant tables and complete the information. When adding missing information, please only include programmes and benefits that fall in the scope of this publication: namely those with a statutory basis that are mandatory or quasi-mandatory (i.e. once enrolled no opt out), which cover a segment of the private sector (residents, employees, etc.) and are currently implemented (with either benefits having been paid or contributions collected). If your system has seen major reforms and the tables are too burdensome, please feel free to provide the information as free text (e.g. add a few paragraphs under the table). If you have any additional questions or concerns, please contact the country profiles team at [email protected] (Kelly Stetter +41 22 799 7099 or Harald Braumann +41 22 799 6429). Technical notes You may notice that each table has several hidden columns to the left and to the right. Please do not edit these columns. They are used for internal reference. They assign each section, country, and programme a code so that we can import the information into our database. 2  Reference values (e.g., minimum wages, etc.) This section gathers all values that are used to peg social security benefits, contributions, insurable income brackets, and qualifying thresholds. These values may include minimum wages, subsistence levels, basic benefit levels, or official averages. They are gathered here so that the update can be done only in one place. Example of completed table Is there a legal obligation to review (and if necessary Additional Periodicity Type Amount Official sources regarding Full description adjust) the amount within a information X Y X Y update Z1 Z2 (please select from list) (please select from list) (on 1 January 2026) defined period for inflation, (if needed) cost of living, etc.? Internal ref. Legal daily minimum wage Daily Minimum wage €35.50 Yes, annually. www.government-website.org R N C R E P A K 2 _ _ 1 . . National average annual earnings Annual Average wage 45,000.60 zlotys Yes, other. Updated in www.government-website.org February and October. PAK_R_1 R.EN.C2 Minimum monthly income Monthly Social minimum 800 kuna No, ad hoc. www.government-website.org guarantee level PAK_R_1 R.EN.C2 Monthly basic social benefit Monthly Base benefit level €38 Yes, annually. www.government-website.org R N C R E P A K 2 _ _ 1 . . When updating a value, adding information, or correcting an entry, in the following columns please indicate: Full description The name in full (e.g. “minimum monthly old-age pension”). Feel free to add local names if you think it would be useful. If the amount or coverage varies (e.g. a minimum wage that varies by region, sector, occupation, working time, etc.), please briefly describe the scope so a reader could understand (e.g. “average monthly guaranteed income for a full-time worker”). Periodicity The period of time covered (e.g. an hourly minimum wage versus a monthly one). Please select from the dropdown list as follows: • Annual | Quarterly | Monthly | Weekly | Daily | Hourly • Other, if none of the suggested categories is appropriate. Please provide details in the “Additional information” column. Type Please select from the dropdown list, according to the definitions below. • Minimum wage The lowest wage that employers are legally obliged to pay their employees during a particular period of time (i.e. per hour, week, month, etc.) In some countries, rather than a singular national minimum wage, there may be multiple minimum wages with different scope and/or coverage (e.g. regional, sectorial, occupational, etc.). If this is the case in your country, please ensure the scope is adequately described in the “Full Description” column. • Average wage The officially-defined average earnings of workers during a specific period of time, often the previous year. In some countries, rather than a single average wage, there may be multiple average wages with different scope and/or coverage (e.g. regional, sectorial, etc.). If this is the case in your country, please ensure the scope is adequately described in the “Full Description” column. • Social minimum An officially-defined income threshold, set at a level which aims to guarantee consumption to meet a person or household's minimum physical and social requirements. This may be called a minimum subsistence level, a living minimum, a guaranteed minimum income, etc. • Base benefit level An officially-defined minimum or base amount used specifically for the purposes of social security to set or peg the value of pensions or other benefits. This may be called a minimum pension, a base/basic pension or value, social pension or allowance, a social benefit rate, etc. It is often calculated with reference to social minima but used principally for the purposes of setting benefit or pension levels (rather than to define poverty or subsistence, or in national statistics.) 3  • Other If none of the suggested categories is appropriate, please select “Other” and provide details in the “Additional information” column. Note: We have tried to categorize the types of reference values based on what we observed commonly across countries. Nonetheless, there will likely be many cases where none of the suggested categories is appropriate. Amount (as of 1 January 2026) The amount, effective as of 1 January 2026. If the information for January 2026 is not yet known, please indicate the date the amount relates to in brackets (e.g. $40 (as of October 2025)). Is there a legal obligation to review (and if Please select from the dropdown list, according to the definitions provided below. necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? • Yes, annually If there is a legal obligation to annually review (and if necessary adjust) the reference value to reflect developments in prices, wages, cost of living, or other economic indicators. • Yes, other If there is a legal obligation to review (and if necessary adjust) the referece value, however the frequency of review or adjustment is not annual (e.g. every six months, quarterly, or every two years etc.). • No, ad hoc If there is no obligation to review or adjust the benefit or if adjustments are undertaken on an ad-hoc basis. Please feel free to provide details on ad-hoc adjustments (e.g. “adjusted by ministerial decree” or “last adjusted in 2012”). Additional information (if needed) Any further information that you wish to add. Official sources regarding update If possible, please provide a link to an official website/guide listing the new figure or a link to the law or regulation that introduced the modifications. 4  Branch overview This section lists all programmes under a given branch, and their basic attributes. Below the main table, please add any additional notes on the branch and specify if special systems or separate programmes covering the self employed or informal workers exist. Example of completed tables Table 1: Programme information Local name and Type of Are contributions necessary for Programme website or Type of programme Programme Programme name acronym contributions1? benefit entitlement? Additional information links to information (please select from list) name in English in French/Spanish (if different from English) (please select from list) (please select from list) brochures Universal system None No Some benefits are means- tested. See benefit tables. NDC Mandatory Yes Social insurance Old-age and Mandatory Yes survivor insurance Table 2: Branch notes Concise description of how multiple programmes work In January 1999, the social insurance system was closed to new entrants and replaced by an NDC system. Social insurance pensions together have been phased out and are only paid to persons with accrued rights as of 2017. Concise description of special systems and their coverage A mandatory occupational pension exists for public-sector workers. Concise description of any significant, stand-alone A voluntary subsidized individual account programme exists for informal workers. programmes for informal workers or self-employed persons with a legal basis, not covered below. Please note if the programme is voluntary or mandatory. Other branch notes On 1 July 2026, Law No. 25 of 11 November 2025 on the NDC pension system will enter into force. It provides for a gradual increase in the statutory retirement age to 65 by 2030 and introduces changes to early retirement eligibility as well as to the old-age pension benefit formula. Table 1: When updating a value, adding information, or correcting an entry, please indicate: Type of programme Please select from the dropdown lists, according to the definitions below. • Social insurance A contributory social protection scheme that guarantees protection through an insurance mechanism, based on: (1) the prior payment of contributions, i.e. before the occurrence of the insured contingency; (2) contributions which are not based on individually-calculated risk premiums as they would be in commercial insurance; (3) the notion of a guarantee; and (4) risk- sharing or “pooling” – the contributions paid by (or for) insured persons are pooled together and the resulting fund is used to cover the expenses incurred by those persons affected by the occurrence of the relevant (clearly defined) contingency or contingencies. In most cases, these programmes are managed by public or semi-public organizations, however, they can also be administered by private for-profit or non-profit organizations that meet the above conditions and operate within a clearly defined policy framework, with government outlining the terms and conditions of insurance. 5 • Notionally defined- A variant of social insurance. Contributions (from both employee and employer) are used to finance current pensions, but they are also credited to notional accounts which contribution (NDC) build up over time to finance the future pensions of current workers. A pension is calculated by dividing that amount by the average life expectancy at the time of retirement system and indexing it to various economic factors. • Provident fund A savings programme based on employee and employer contributions, which are usually set aside for each employee in a single, publicly managed fund. Benefits are generally paid as a lump sum with accrued interest, although some programmes permit the payment of periodic benefits. • Occupational pension An occupational pension scheme provided and financed by the employer, and in some cases, employee contributions. Benefits may be paid as a lump sum, annuity, or pension. Note: We only collect information on statutory occupational pensions that are mandatory or quasi-mandatory and apply to a large section of the private sector (rather than voluntary systems or special systems for civil servants, for instance). • Individual account A programme under which covered persons and/or employers regularly contribute a fixed percentage of earnings or a flat-rate amount to an individual account that is managed by a contracted public or private fund manager chosen by the employee. Note: We only collect information on statutory programmes that are mandatory or quasi-mandatory for at least one group of individuals in the private sector (rather than voluntary systems). • Employer-liability system A system under which employers are required to provide cash and/or in-kind benefits to employees, typically established under the labour code. Employers may voluntarily insure or be mandated by law to insure themselves against liability with a private or public carrier. Note: Under “Additional information”, please note whether employers must enrol in mandatory insurance or if they pay benefits directly (e.g. for sick leave) and/or are free to insure. • Private insurance An arrangement under which individuals purchase insurance directly from a private insurance company based on individually-calculated risk premiums. Premiums are not related to ability to pay but are risk-related (or “actuarial”): people who are in high-risk groups pay more, and those in low-risk groups pay less. For insurance targeted at employers, please select “Employer-liability system” and add a note under “Additional information”. Note: We only collect information on mandatory private insurance or voluntary insurance subsidized by the government, either in general or for certain groups of people, such as unemployed or low-income persons. • Universal system Schemes that provide benefits to broad categories of the population without a means or income test, and regardless of contribution history (e.g. affiliation, paid or credited contributions). Often these schemes have a residence or citizenship test. Examples of covered groups could include all residents or citizens of a country, all older persons above a certain age, all persons with disabilities, all pregnant women, all children below a certain age, etc. Some categorical schemes also target certain household structures (e.g. single-parent households) or occupational groups (such as rural workers). These programmes are usually financed by government from general taxation revenues, or with earmarked taxes, and usually do not involve contributions from the covered person. When they are financed from contributions, residents are still entitled to a benefit regardless of their contribution history. • Social assistance A programme providing benefits to a certain category of persons or households with income, assets, or other means below a prescribed level. Eligibility may also be benefit-tested – namely, targeting individuals not covered by other programmes (e.g. those without social insurance coverage). Eligibility may also depend on behavioural conditions, such as school attendance, regular health check-ups, or evidence of a job search. Examples of covered groups could include low-income job seekers, low- income households with children, or low-income retirees. These programmes are usually financed by government and usually do not involve contributions from covered groups. However in several countries, social security contributions may subsidize social assistance programmes. In some countries, benefits may be provided through the income tax system (e.g. tax credits). • Near universal A variant of social assistance, where the means test is set only to exclude or limit benefits to the “wealthy”, rather than to target the poor. In these systems, higher-income (affluence-tested groups are either: (1) ineligible for the benefit, or (2) face a deduction or “claw back” of the benefit related to income or another indicator of means, where at high enough scheme) levels the benefit goes to zero. 6  • Employment-related Non-contributory benefit schemes that only cover employed persons (and occasionally self-employed persons and certain social security beneficiaries). Eligibility for programme (non- pensions and other periodic payments is based on length of employment or self-employment or, in the case of family allowances and work injuries, on the existence of the contributory) employment relationship itself. However, unlike social insurance or employer-liability schemes, the full cost of benefits is borne by government; the insured and their employer do not need to have made prior payment of contributions before the occurrence of the insured contingency. • Other (see note) If none of the suggested categories fits your system or if it is a hybrid programme, please select “Other” and provide details in the “Additional information” column. Programme name in English The English name in full. If there is no distinct programme name, please leave this field blank and we will refer to the programme by its type (e.g. social insurance). Note: For our current purposes, we have categorized different components of programmes, e.g. social assistance elements, universal elements, etc., as separate entries. Eventually, we would like to gather information and present them in a way that is consistent with national definitions of programmes, which may combine several programme types and cover additional branches. If you have observations regarding the mixed character of your system, please include these under the “Additional information” column. Local name and acronym The local name in full and acronym if applicable. No need to repeat if English, French or Spanish is the local language. If there is no distinct programme name, please leave this field blank and we will refer to the programme by its type (e.g. social insurance, etc.) Type of contributions • None Programme is financed through general or earmarked tax revenues rather than contributions from the insured person and/or employer. • Mandatory contributions Enrolment and contributions to the programme are mandatory for at least one group of individuals in the private sector (e.g. all employees, all residents, all self- employed, all non-agricultural workers, etc.). These systems may have exclusions or exemptions for certain groups or offer voluntary coverage for those not mandatorily covered. Note: These schemes may be wholly financed through contributions or, as often is the case, be partly financed from taxation or other state revenues. Governments may contribute to: (1) cover the deficit; (2) supplement regular contributions; (3) subsidize the cost of contributions for certain periods (such as caregiving or receiving social security benefits) or (4) subsidize the cost of contributions for certain groups (such as low-income contributors or children). • Quasi-mandatory Enrolment and contributions to the programme are initially voluntary for all workers, but once enrolled, members are no longer able to opt out. contributions If workers are automatically enrolled in the programme but are still able to opt out at any time, please choose voluntary and make a note in the “Additional information” column. • Other If none of the suggested categories fits your system, please select “Other” and provide details in the “Additional information” column. Skip if you have selected "None" above Please select from the dropdown lists, according to the definitions below. Are contributions necessary for Here we are looking at whether an individual’s entitlement to benefits depends on his or her contribution history, as opposed to the scheme’s financing principle. benefit entitlement? • Yes A system in which an individual’s entitlement to benefits depends on his or her (paid or credited) contribution history. This may also give acquired rights to the individual's dependents. • No A system in which an individual’s entitlement to benefits does not depend on his or her (paid or credited) contribution history. Please include programmes with no contributions here. Note: These schemes are usually financed from taxation or other state revenues, but may also rely on contributions, based on the principal of solidarity where those who can contribute subsidize the benefits of those who cannot. That said, in these systems everyone is entitled to a benefit regardless of their contribution history. • Other Neither of the suggested options are applicable. If possible, please provide details in the “Notes” column. Additional information Any further information about the programme that you wish to clarify or add, such as comments on a system reform and the status of a transition. Programme website or If possible, please provide a link to an official website/brochure presenting the essential features of the programme. 7  links to information brochures Table 2: The below provides overall information on the branch as a whole. Concise description of how If there are multiple programmes, please provide a brief explanation of how they complement each other. For example, they may cover different groups or provide mulitple programmes work cumulative benefits for the same group. Here you can also note if one programme is being phased out and replaced by another. together Concise description of special Please list groups that are covered through a special system1 (or "No special systems".) Assuming that the programme does not apply to a large share of the private sector systems and their coverage (residents, employees, self-employed, etc.), we will include a short note on its coverage here and no further details in the profile. Note: Regarding self-employed persons, if the special system has similar rules regarding qualifying conditions and benefit calculation, please include the self-employed in mandatory coverage and note the different administrative organization or financing in the appropriate section. 1 We define a special system as a separate programme that operates in place of the general scheme, which has different rules (e.g. qualifying conditions or benefit calculation). Typically, special systems cover groups like military personnel, civil servants, agricultural workers, or self-employed persons, and are administered by a separate organization. Concise description of any Please briefly describe any significant, stand-alone programmes for informal workers or self-employed persons with a legal basis. For example, ‘A voluntary subsidized significant, stand-alone individual account programme exists for informal workers’ or ‘A voluntary social insurance programme exists for self-employed agricultural workers’). As the country programmes for informal workers profiles focus on mandatory programmes, please do not include further descriptions of stand-alone voluntary programmes in the main profile text below. Nevertheless, or self-employed persons with a coverage of informal workers and self-employed persons is a priority area for many ISSA members and we are making note of stand-alone programmes for these groups, legal basis, not covered below. where they exist. Please be sure to indicate whether coverage is mandatory or voluntary under any programmes that you add. Please note if the programme is voluntary or mandatory. Other branch notes These are notes that relate to the branch that are not otherwise covered above. If the notes relate to one of the existing programmes, please add to the “Additional information” column under Type of programme. 8 Regulatory framework Under the regulatory framework we include laws which are currently in force that govern the benefits and programmes under the given branch(es). Note: If a law listed here has been repealed, please note this under additional information. If a law has been passed but is not yet in force or is partially in force/gradually being rolled out, please include the law and provide details on the implementation status under “Additional information”. Example of completed table Law name and number Year passed Year implemented Year(s) of important amendments Additional information Link to copy of the law? Employees' Old-Age Benefits Act No. 14 1976 Same as year passed 1981, 1993, 2001, and 2006. Sindh Employees Old-Age Benefits Act X 2014 Same as year passed 2016. When adding information or correcting an entry, in the following columns please indicate: Law name and number The full legislative name/number of the given law. Year passed The year in which the law was passed. Year implemented The year in which the law entered into force (only if different from the year it was passed). Year(s) of important The years of amendments, which introduced significant changes or reforms. Please provide one or two words about what the amendment changed (e.g. 2019 [retirement ages]). amendments Please only include the most important amendments. Additional information Any further information that you wish to add. Link to copy of the law and A link to the law or regulation if readily available, with preference given to versions including new amendments or changes. If no links exist but a pdf copy of the law or new amendments? amendment is readily available, we would be grateful if you could share this with us. 9  Coverage Example of completed table YYY ZZZ Coverage of specific groups Programme Description of mandatory Description of voluntary coverage Description of Is coverage restricted to Coverage of self- name coverage Exclusions citizens? employed persons R.EN.PB4a (please select from list) (please select from list) Social Security Private-sector employees. Self-employed persons; persons No, all legal residents are Voluntary coverage younger than age 18 working less covered than 30 hours a week. R.EN.PB4a.1 AUS_1_1 Superannuation Employed persons with before-tax Employed persons with before-tax Yes, citizens only Mandatory coverage earnings greater than $200 a earnings of $200 a month or less. (general scheme) month. R.EN.PB4a.1 AUS_1_2 When adding information or correcting an entry, in the following columns please indicate: Programme name The name of the programme or, in the absence of a programme name, the type of programme, as completed in the “Branch overview” tables above. Please provide a concise description of the following. Details (e.g. income thresholds) can be reported under the qualifying conditions in the benefit tables. Contributory systems Non-contributory systems Description of mandatory coverage Groups who must enrol (e.g. employees, self-employed, workers in firms with 5 or more employees, etc.) Groups eligible for benefits under the programme (e.g. all residents, needy households, etc.) Description of voluntary coverage Groups that can opt into the programme voluntarily or groups that can opt out of the programme (or “No Leave blank. possibility of voluntary coverage”.) Description of exclusions Groups that are excluded from the programme (or "No exclusions".) Note: Please report persons who are excluded but covered by a special system are reported in a note at the Leave blank. beginning of the branch. Please select from the dropdown list, according to the definitions below. Is coverage restricted to citizens? Contributory systems Non-contributory systems • Yes, citizens only Only citizens are mandatorily covered. Noncitizen residents are not obliged to enrol. If noncitizens can Only citizens are eligible for benefits. voluntarily enrol, please indicate this in "Description of voluntary coverage". Noncitizen residents are not eligible for benefits. • No, all legal residents are covered There are no citizenship restrictions for mandatory coverage. All legal residents must enrol assuming they There is no citizenship requirement. All (employment conditions may apply) meet the same conditions as citizens (e.g. are earning income at insurable levels, are studying, meet age legal residents are eligible for benefits. thresholds, etc.). For countries that make a distinction between temporary and permanent residents (see definition below), temporary residents are also mandatorily covered. Frontier workers who are employed in the country but reside in a neighboring country or territory may also be covered. Note: Please also select this option if it is true in general but certain exceptions apply (e.g. if posted workers are exempted from the legislation of the host country under bilateral or multilateral agreements). 10 • No, permanent residents are also covered This category applies to countries that make a distinction between temporary and permanent residents.2 This category applies to countries that make a distinction between temporary and permanent (employment conditions may apply) Citizens and permanent residents must enrol, assuming they meet the conditions (e.g. are earning income at residents.2 insurable levels, are studying, meet age thresholds, etc.). Citizens and permanent residents are Noncitizen temporary residents are not obliged to enrol. Note: If noncitizen temporary residents can voluntarily eligible for benefits. Noncitizen temporary enrol in a contributory system, please indicate this in "Description of voluntary coverage".. residents are not eligible for benefits. 2 Here we define temporary residence as residence granted for a specific purpose (such as study, work, family reunion, etc.) and limited in time (though often renewable). Permanent residence on the other hand is granted for an unlimited or long-term period of time and is not dependent on a specific purpose (such as study, work, etc.). Temporary travel abroad for purposes of recreation, holiday, business, medical treatment or religious pilgrimage would not be included in either definition. • Other None of the suggested options are applicable. Please provide details in the columns to the left. • No information This information is not possible to provide at this time. Please select from the dropdown list, according to the definitions below. Note: If certain categories of self-employed persons are covered in one way and others in another (e.g. agricultural self-employed excluded), please choose Coverage of self-employed persons "Other; see text to the left" and provide details in the relevant columns. Contributory systems Non-contributory systems • Mandatory coverage (general scheme) All self-employed persons must enrol in the general programme (i.e. the same programme as employees), assuming they meet the insurable income and age thresholds if these exist and any residency requirements. If Leave blank. the insurable income threshold is different from employees, please note the differences under Source of Funds. • Mandatory coverage (special scheme) All self-employed persons are covered by a special system. We define a special system as a separate programme in place of the general scheme for which different regulations apply (e.g. regarding benefit Leave blank. calculation and/or qualifying periods). • Voluntary coverage Self-employed persons are not obliged to enrol in the programme. Nonetheless, voluntary coverage is available to all self-employed persons, assuming they meet the insurable income and age thresholds if these Leave blank. exist and any residency requirements. • Excluded Self-employed persons are not able to enrol in the programme. Leave blank. • Other None of the suggested options are applicable. Please provide details in the columns to the left. • No information This information is not possible to provide at this time. 11  Source of funds We have separated out information into two tables as follows: a. Programmes partially or wholly funded by contributions and b. Programmes with no contributions (government pays the total cost). Example of completed Table 1: Programmes partially or wholly funded by contributions Programme name and Contributions Income base used to calculate contributions Additional information Government Official sources persons covered Covered Concise (including cross- Employer Minimum Maximum contributions regarding update (please select from list) person description branch financing) Social insurance Employees (+) 6.5% 11% Gross monthly The national monthly $3,000 a month. Finances any deficit; covered minimum wage. contributes as an earnings. employer. Self-employed persons 7.5%. n/a Gross monthly 12 times the national $36,000 a year. 10% of covered covered monthly minimum earnings. earnings. wage a year. Example of completed Table 2: Programmes with no contributions (government pays the total cost) Programme name Persons covered Additional information (if necessary) Social Security All covered persons 50% by state governments; 50% by the federal government. Social assistance All covered persons When adding information or correcting an entry, in the following columns please indicate: Programme name The name of the programme or, in the absence of a programme name, the type of programme, as completed in the “Branch overview” tables above. Persons covered Please select from the dropdown list, according to the definitions below. • Employees (+) Persons who are not self-employed (employees, pensioners, and other protected groups where applicable, such as students, unemployed persons, etc.) • Self-employed person Self-employed persons (e.g. own-account workers and entrepreneurs), • All covered persons All persons, without distinction regarding employment status (including self-employed persons and employees.) Contributions The amount or contribution rate paid by the respective group. If there is no contribution, please state “None”. For earmarked payroll taxes that do not confer entitlement to social benefits, please provide details in the “Additional information” column. Note: If there are multiple rates, please describe the rate and the associated group, for example: "2% (employees); 3% (pensioners)" or "10% (private sector); 12% (public sector)." Where applicable, we may adapt the wording so that the rate for the main group appears first, followed by any smaller groups in a note, for example: “5% (in general). Note: 7% (workers in extractive industries).” • Covered person Amount paid by the employee, self-employed, pensioner, etc. for themselves, their dependents or on the behalf of other beneficiaries (solidarity contributions) • Employer Amount paid by the employer. 12 Income base used to calculate Only for programmes with earnings-based contributions. contributions • Concise description A concise description of the income base on which contributions are levied (e.g. "any income", “gross earnings excluding bonuses", etc.). If there are multiple definitions, please describe them for each associated group: for example, "gross earnings (employees); pension (pensioners)." • Minimum The minimum amount used to calculate contributions (or “no minimum”). If there are multiple minimums, please describe them and the associated group: for example, "$1,000 a month (employees); no minimum (employers)" • Maximum The maximum amount used to calculate contributions (or “no maximum”). If there are multiple maximums, please describe them and the associated group: for example, "5 times the monthly minimum wage (employees); no maximum (employers)" Government contributions The contribution paid by government under the programme. This may be: (1) a specified percentage of earnings; (2) the total cost of a specific benefit; (3) paying or subsidizing contributions on behalf of certain groups (such as those currently receiving sickness benefits, low-income contributors, children, etc.); or (4) financing of any deficit. If the government makes no contribution, please state “None”. If it only contributes as an employer: “None; contributes as an employer”). Additional information (including Any further information that you wish to add. cross-branch financing, for Note: if the programme is completely or partially funded from contributions already reported in the profile (namely, under a different branch or programme), please note this contributory programmes) here and provide details as necessary. For instance “Financing is reported under Old Age, invalidity, and survivors”. Official sources regarding update If possible, please provide a link to an official website/guide listing the new figure or a link to the law or regulation that introduced the modifications. 13  Administrative organization Example of completed table Related programmes (Y/N) Role in relation to programme (Y/N) Payment/delivery of benefits Programme administration Collection of contributions Regulatory functions General supervision Employer liability Social insurance Organization name Type of organization Additional information Website (Please select from list) Other notes on role Ministry of Labour Public (part of government) Y Y Y Y N N N http://www.mol.gov.xx/ Social Security Corporation Public (independent agency) Y N N N Y Y Y https://www.ssc.gov.xx/ Provincial Occupational Safety Public (independent agency) Y Y N Y N N N https://province1.com; Boards http://province2.com When adding information or correcting an entry, in the following columns please indicate: Organization name The name of the organization in English and, if it exists, the official abbreviation in the original language. Type of organization Please select from the dropdown list, according to the definitions below. • Public (part of government) A core government body, such as a ministry, department, or departmental branches or unit at different levels (federal, provincial, etc.) • Public (independent agency) Part of the public administration, but exists as a separate entity from government and operates autonomously. • Private sector (non-profit) A not-for-profit organization which is not owned or operated by government. Examples include sectorial pension funds and certain health care providers. Note that mutual societies, a subtype, are captured in a category of their own (see next entry). • Mutual society A private not-for-profit organization that is based on a mutual model, i.e. that is governed by and to the benefit of its members. • Private sector (for profit) A for-profit organization which is not owned or operated by government. • Multiple types of organizations Multiple organizations that belong to a different organization type. This would be the case, for instance, if one of the given organizations is an independent agency and the other is part of the private sector. Note: If they belong to the same type of organization, please choose one of the above. (e.g. provincial ministries of labour would all be part of government). • Other (please specify) None of the suggested options are applicable (e.g. individual employers pay the benefit). Please provide details under "Additional information". Related programme(s) (Y/N) “Y” for each programme the organization has a role with (whether it be administering, supervisory, regulatory, contribution collection, etc.); otherwise “N”. Role in relation to the programme Please clarify the role of the organization in relation to all listed programmes. For each relevant function, please ensure that the organization responsible appears somewhere in the table and is noted with a “Y”. Note: If the role of an organization only relates to certain benefits or programmes, please clarify this in the next column, “Other notes on role”. • General supervision (Y/N) “Y” if the institution provides general oversight for the programme; otherwise “N”. This role is usually performed by a core government body – namely, a ministry, a department, or a departmental branch or unit. 14  In many cases, this organization would also be directly responsible for developing and enforcing financial, administrative, or operative regulations. In this case, please enter “Y” also in the following column. If a separate organization or set of organizations plays this role, please ensure it is listed in the table. • Regulatory functions (Y/N) “Y” if the institution is in charge of developing and enforcing financial, administrative, or operative regulations for the programme; otherwise “N”. This is often the same organization that provides general supervision, but it may be an independent body such as a superintendent, health regulator, financial regulator, or pension regulator. • Administration of programme (Y/N) “Y” if the organization administers benefits under the programme; otherwise “N”. In most cases, this organization would also be directly responsible for paying benefits. In this case, please enter “Y” also in the following column. If a separate organization or set of organizations pays benefits, please ensure it is listed in the table, and enter “N” in the following column. • Payment/delivery of benefits (Y/N) “Y” if the organization delivers or pays benefits; otherwise “N”. If a separate organization or set of organizations pays benefits, please ensure it is listed in the table. • Collection of contributions (Y/N) “Y” if the organization collects contributions for the programme; otherwise “N”. If a separate organization or set of organizations collects contributions, please ensure it is listed in the table. Other notes on role Any further information regarding the role of the programme that you wish to specify. If the organizational role could not be assigned to any of the five functions described above (general supervision, regulatory functions, administration, payment/delivery of benefits, contribution collection), please clarify their role in this cell. Additional information Any further information that you wish to add. If you selected “Other” in the previous column, please elaborate. Often profiles contain information about the internal governance of an organization (e.g. “managed by elected representatives of insured persons and employers”) or about supervision from other ministries. Website The link to the official website. 15  Benefit tables We summarize provisions regarding benefits into separate tables, with one table per benefit. For each benefit, the information is divided into the following sections: 1. Benefit name and associated programme 2. Qualifying conditions: The conditions that apply to qualify for the receipt of benefits and for supplements, where they exist; 3. Details regarding (a) cash benefits and (b) in-kind benefits; 4. Where applicable, other sub-benefits, supplements, or withdrawals (such as early pensions, supplements for low-income recipients, etc.); and 5. Any additional information. Note: Please note that there may be several blank fields in a given benefit table, reflecting details that we do not have for your profile. To reduce the length of the country profile we are not prompting for most of the above information. Please feel free to any missing information. In case you would like to add information that does not fit into our fields, please use the section “additional information” at the bottom of all benefit tables. When adding information to the benefit table or correcting an entry, in the following columns please indicate: Benefit name and associated programme Benefit name (English) The name of the benefit in English. If necessary, please also note here if the benefit will soon be phased out or is only a component of a larger benefit Note: While coding the 2019 profiles, if we did not have a distinct benefit name, we used standardized names, such as “temporary work injury benefit” or “cash maternity benefit”. Feel free to correct these names as appropriate. Local name The local name of the benefit in the original language (if different from English). If there is no distinct benefit name, please leave this field blank. Name of related programme The name of the programme or, in the absence of a programme name, the type of programme, as completed in the “Branch overview” tables above. If the benefit is already reported under another branch, please cross-reference the branch and programme name, e.g. “See Family and household benefits (social assistance)”. Qualifying conditions Qualifying conditions (or other qualifying A summary of the conditions under which individuals are entitled to the benefit. Often this includes a minimum qualifying period (i.e. minimum periods of conditions) insurance, residence, employment, citizenship, etc.) that may need to be met within a certain period of time (e.g. “Must have at least 180 days of contributions in the last five years.”). If there is no minimum qualifying period, but the individual must be insured or registered with the programme, please state "Must be insured (or registered); no minimum qualifying period." Depending on the branch, conditions could also include age requirements, degree of disability or loss of earnings capacity, partial or full withdrawal from the labour market, rules governing the simultaneous payment of benefits, or behavioural conditions, such as regular medical exams, school attendance, or proactive job search. Note: Where certain conditions are listed in a separate cell (e.g. means test, age requirements, etc.), there is no need to repeat the information here. Type of means test Please select from the dropdown list, according to the definitions below. • None Eligibility is not dependent on proof of need (such as income, assets, etc. at the individual or household level). Rather, benefits are universal or granted on the basis of contributory periods or other accrued rights. 16  • Income test Individual or household income (or earnings) must fall below a certain threshold to receive any benefit. The benefit may be reduced or subject to recovery based on income or assets, and is eventually completely eliminated (if it is not eliminated but only reduced, please select "Reduction based on income or assets" below). The definition of income may be limited, e.g. income from work (i.e. earnings) or broad, e.g. any income, including non-work income and/or other benefit payments, etc. In these cases, the benefit is eliminated (i.e. the benefit goes to zero) if income exceeds the established threshold. Note: If assets are also considered, please select "Asset and income test" below. • Asset test only Individual or household assets must fall below a certain threshold. The definition of assets may vary by country, e.g., cash savings, investments, value of physical property, etc. If income is also considered, please select "Asset and income test" below. • Reduction based on income or The benefit is reduced or subject to recovery based on income or assets, but is not completely eliminated (if it is completely eliminated, please select assets income or asset test as appropriate). Please provide information on how the benefit is reduced under "Benefit amount". • Asset and income test A combination of asset and income is used to demonstrate need. • Affluence test A sub-type of the above, which includes all but the most affluent individuals, i.e. income or assets fall above a certain threshold. • Benefit test (as proxy for income) To be eligible, individuals must not qualify for or receive a benefit that would suggest sufficient means (e.g. “does not qualify for the social insurance pension”). In cases where individuals must qualify for or receive a means-tested benefit (e.g. “must be a social assistance recipient”), please select the type of test for the related benefit (e.g. if an income test is required to be eligible for ‘social assistance’, then select ‘income test’ from the dropdown). If eligibility is determined based on both an income and/or asset test and a benefit test, please select income test or asset and income test from the dropdown, as appropriate. Please provide the description of the income and/or asset test in the free text field. This is followed by information on the benefit test, for example: “Income must not exceed twice the national monthly minimum wage. Additional benefit test: must not receive any other pension benefit.” Please do not include rules that do not relate to proof of need but rather only govern the simultaneous payment of benefits. These can be reported under qualifying conditions (e.g. " Cannot receive an unemployment allowance and a family benefit at the same time”). • Means test (unspecified) Benefits are granted only upon proof of need (at the individual or household level), but exact details are not available at this time. If the test falls into one of the above categories, please adjust as necessary. • Other (please specify) If the test is a combination of the above or cannot be categorized within one of the options suggested, please select “Other”. Test details (if applicable) If you have selected one of the above (other than 'none'), please provide a brief description of the test, and how the benefit is reduced or eliminated when approaching or reaching limits. For example, “(1) Income test: Monthly household income must be less than the social cohesion threshold. The social cohesion threshold (LECS) is 120% of the legal monthly minimum wage for a single-parent family (170% for a couple) plus 50% for each dependent child younger than age 14 (70% if age 14 or older). (2) Asset test: Assets must not exceed $334,000 (if single) or $506,000 (if married)”. For specific tables Old age, invalidity and survivors benefits only • “Yes” if individuals living abroad in a country without a reciprocal agreement are eligible. Are individuals eligible for the benefit if • "Other" if only under certain conditions (e.g. for a limited time period). residing abroad in a country without a • “No” otherwise. reciprocal agreement? (Y/N) If "Other", please specify. For Old age, Invalidity, and permanent disability under • “Yes” if it is possible to combine receipt of an old-age or invalidity benefit with earnings from work. If there are no limits to earnings or hours, please Work Injury only state “No work or earnings limits". If conditions or limits exist, please specify these as indicated below. 17 Can a pensioner continue or resume work • "Other" if special conditions apply. For instance, in some cases, employment must cease immediately before retirement, but may continue thereafter, and receive a pension? (Y/N) or only employment in certain sectors may continue. • “No” otherwise. If “Yes” or "Other", please indicate if any conditions or limits exist (e.g. maximum amount earned or number of hours) and whether the benefit is reduced or eliminated upon reaching these limits. If a specific partial pension is available (i.e. where persons reduce their working hours to less than fulltime before reaching retirement age and receive at the same time a “partial” pension), please provide details on qualifying conditions and benefits here. If the earnings test is already described above, please state “Employment may continue, subject to the means test listed above.” Old age, invalidity and survivors section only A brief description of credited (or purchasable) periods that can be used to qualify. For example “Contributions may be credited under certain conditions, Details on credited or purchasable periods such as for periods spent caregiving, in military service, or receiving sickness, maternity, or unemployment benefits” • Credited periods are periods of absence from work during which no contributions were paid by the insured person or their employer but which are taken into account for the purpose of entitlement to and/or calculation of benefits (e.g. periods of maternity/paternity/parental leave, caring for children or an adult in need of care, military service, unemployment or sickness). • Purchased periods are periods of absence from work during which no contributions were paid by the insured person or their employer but for which contributions may be retroactively purchased to qualify for (or receive an increased) benefit. Old-age benefits only Age requirements • Men The legal age at which the standard* old-age pension may be paid to men (*or early or deferred pensions for the respective sections). If there are varying retirement ages, e.g. depending on the year of enrolment in the programme or the economic sector, please indicate each retirement age and the group to which it applies, e.g. “67 (private-sector employees) or 65 (public-sector employees)” or “67 if born in 1962 or before; 65 if both in 1963 or after”. If the contribution or coverage history also varies, please separate the ages with letters e.g. (A) 65; (B) 64; etc., and use the corresponding letters in the next section on contribution or coverage history. • Women As above for women. If the retirement age for women does not differ, please state “Same age as men”. • Legislated increases Any changes to the retirement age that have been enacted and are currently being implemented or will be implemented in the future. Please indicate the period over which the increase (decrease) is taking place and its interval, as well as the final retirement age and the date it will be reached, e.g. “increasing by six months every year to reach age 67 in January 2024”. If there are no changes legislated, please state “None.” Old-age benefits only Minimum qualifying period • Men The minimum qualifying period in months/years/etc. The period may be based on contributions, coverage, employment (or self-employment), residency, citizenship, etc. If the minimum contribution or coverage history varies with age, please separate the required periods with letters e.g. (A) 10 years of contributions; (B) 15 years of contributions; etc., that correspond to those used above. • Women As above, for women. If the contribution/coverage requirement for women does not differ, please state “Same requirements as men”. • Legislated increases Any changes to the minimum qualifying period that have been enacted and are currently being implemented or will be implemented in the future. Please indicate the period over which the increase (decrease) is taking place and its interval, as well as the final qualifying period and the date it will be reached, e.g. “increasing by 1 month a year to reach 150 months in February 2027”. If there are no changes legislated, please state “None.” Old-age benefits only Details on reduced retirement age, minimum qualifying period, or credits for periods of childrearing or women/adults with children. Details on reduced requirements or credits for childrearing periods 18 Details on reduced requirements for specific Details on reduced retirement age, minimum qualifying period, or credits for specific groups such as persons in hazardous work, persons with disabilities, groups (i.e. persons in hazardous work, persons who are prematurely aged, etc., e.g. “The retirement age is lower for those working under hazardous, dangerous, or unhealthy conditions; and for persons with disabilities, etc.) persons with assessed disabilities of at least 65% (45% if the assessed disability is expected to reduce life expectancy). Long-term care benefits only Any lower or upper age conditions applied for entitlement to benefits. If there are none, please state "No age conditions". Restrictions related to age Survivors only The survivors eligible to receive the benefit. Commonly this includes a widow(er), partner, a child of the deceased, or another dependent (e.g. dependent Eligible survivors sibling, parent, grandparent, etc.). We use “orphan” for a child who has lost one parent and “full orphan” for a child who has lost both parents. Note: When describing survivors, please give detailed information about those concerned: e.g. “spouse or registered partner; and children up to the age of 18 (age 25 if studying; no limit if disabled)” rather than "family members". Survivors benefits only • “Yes” if survivors’ benefits cease to be paid or if the amount is reduced or converted into a lump-sum if the surviving spouse or partner remarries, Payment of the spouse's pension ceases enters into a new civil partnership, or cohabits with a new partner for a specified period of time. upon remarriage, civil partnership, or • "Other" if only under certain conditions. cohabitation? (Y/N) • “No” otherwise. If “Yes” or “Other” please specify under which conditions, and describe whether survivors’ benefits cease to be paid or if the amount is reduced or converted into a lump-sum if the surviving spouse or partner remarries or enters into a new partnership. If no settlement is paid, please state “No settlement”. Medical benefits only Which doctors and/or hospitals, under which conditions, can provide services that are paid or subsidized by the social security system (e.g. upon referral, Approved service providers and service public versus private setting, number of patients per room, fee schedules, etc.). conditions Medical benefits only • “Yes” if dependent family members of a covered person are also covered, either automatically or by choice, where the insured opts to pay an Are dependents covered? additional contribution to secure coverage for their dependents. • “No” otherwise. If “Yes” please provide details on the eligible dependents, e.g. “spouse and orphans up to the age of 18”, as well as any additional conditions that may apply, such as contribution requirements. Please also specify the range of medical services covered for dependent family members, if they differ from those covered for the primary beneficiary. Long-term care benefits only The dependency requirements (e.g. "Must require the constant attendance of others to perform daily functions.") and the evaluation of dependency, for Dependency requirements (and if example, indicators and categories of need, and frequency of review. applicable details on evaluation and review) Long-term care benefits only Which caregivers and institutions are allowed to provide services that are paid for or subsidised by the social security system. For caregivers, this may Approval of care providers and institutions include requirements regarding qualifications, accreditation, or employment conditions. For care settings, this may include requirements regarding public versus private, number of patients per room, etc. Long-term care benefits only • “Yes” if informal caregivers who work without a contract providing long-term care are entitled to receive compensation or support linked to this benefit. Are informal caregivers eligible for If there is a separate cash or in-kind benefit is available to informal carers, please add a new table (if doing so is too burdensome, please feel free to compensation or support under this benefit? provide the information as free text). (Y/N) • “Other” if only under certain conditions. • “No” otherwise. If “Yes” or “Other”, please specify who is entitled to receive compensation or other forms of support for providing long-term care on an informal basis and what from of support is available. For instance, recipients may include friends, family, neighbours, or others who provide care without a contract and support may be provided in the form of paid or unpaid leave, cash, access to training, credited social contributions, respite care, etc. 19 Work injury benefits only • “Yes” if work injury benefits are also paid for the period of commuting to or from work. Are accidents while commuting to and/or • "Other" if only under certain conditions (e.g. if the employer provides the transportation.) from work covered? (Y/N) • “No” otherwise. If “Yes” or “Other”, please provide further details on the coverage of accidents that occur while commuting to or from work, if necessary. 20 Details regarding (a) cash benefits Benefit calculation rules Please select from the dropdown list, according to the definitions provided below. • Wage replacement The benefit amount is calculated based on the covered person’s previous level of income or earnings or wage bracket. This may be a periodic benefit (e.g. 70% of the reference earnings) or a lump sum benefit (e.g. a lump sum of five times the reference earnings). Please include a definition of the reference earnings in "Definition of reference earnings" below. If the amount is based on pension points, please select DB Points scheme below. • Flat-rate amount Benefit amounts are the same regardless of income or other means tests. Note: Amounts may vary depending on characteristics like household size, number of children, degree of disability, age, etc. This type of benefit calculation is typical of non-contributory schemes. Flat-rate amounts may take into consideration the length of contribution history but not insurable income (i.e. a universal pension, where all covered persons receive the same amount, assuming they have the same number of years of residence or contributions). • Progressive amount (income-related) Benefit amounts increase as income (or means) decrease. For instance, the benefit level may be based on a comparison of an individual’s or household’s income against a locally defined minimum threshold or there is a clawback of benefits after a given threshold. This type of benefit calculation is typical of non-contributory schemes. • Defined-contribution (DC) benefit The benefit depends on the amount of contributions and the performance of the fund into which they are paid. • Notionally defined-contribution (NDC) See definition provided for "Type of programme" in the “Branch overview” tables above. benefit • DB Points scheme The amount of pension payable is based on points earned by workers based on their earnings and years of contributions. At retirement, the sum of pension points is multiplied by the value of a pension-point to determine the amount payable. • Other If none of the suggested categories fits your system, please select “Other” and provide details in the “Additional information” row. Benefit amount A concise description of how the benefit amount is calculated. If a formula is used, please indicate the main elements included; if benefits are a flat-rate amount, please indicate that amount. • Minimum benefit The minimum amount payable to those whose pension/benefit would fall below this amount if calculated according to the pension formula. Under flat-rate systems, the “basic pension” represents the de facto minimum pension. The minimum benefit is usually for a given period of time (e.g. per week, month, year, etc.) and may be (1) a flat-rate amount, such as $50 a month, (2) a reference value or a multiple thereof, such as the legal monthly minimum wage; or (3) a percentage of earnings or income, e.g. 20% of insurable monthly income. If no minimum exists, please state “No minimum”. If the minimum is set via the reference earnings, please state 'As calculated based on reference earnings.' If there is only a combined minimum (for instance for survivors' benefits), please state "See minimum combined amount." • Maximum benefit The maximum amount payable, even in cases where the pension/benefit would exceed this amount if calculated according to the pension formula. The maximum benefit is usually for a given period of time (e.g. per week, month, year, etc.) and may be (1) a flat-rate amount, such as $100 a month, (2) a reference value or a multiple thereof, such as five times the minimum wage; or (3) a percentage of earnings or income, e.g. up to 70% of insurable income. If no maximum exists, please state “No maximum”. If the maximum is set via the reference earnings, please state 'As calculated based on reference earnings.' If there is only a combined minimum (for instance for survivors' benefits), please state "See maximum combined amount." For Survivors benefits only The maximum total survivor benefit for a given period payable to all eligible survivors (i.e. the sum of all pensions or benefits paid to eligible survivors • Combined minimum and maximum for including the spouse or partner, orphan(s), and other eligible persons), if applicable. all survivors (e.g. spouse, orphans, & other dependents) 21 Is there a legal obligation to review (and if • Please select from the dropdown list, according to the definitions provided below. necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? Yes, annually • If there is a legal obligation to annually review (and if necessary adjust) the benefit to reflect developments in prices, wages, cost of living, or other economic indicators; in some cases this may be through linking the benefit to a legally-defined value that is itself regularly adjusted (e.g. a minimum wage or a poverty threshold). In many cases, the implementation of adjustments will be subject to legislative approval and available funds. Please describe the basis of the adjustments (e.g. "pegged to a reference value (e.g. minimum wage/national poverty line etc.)"; adjusted according to changes in the consumer price index/average national wage/cost of living etc.; regular review by an administrative body subject to legislative approval and available funds). Yes, other • If there is a legal obligation to review (and if necessary adjust) the benefit, however the frequency of review or adjustment is not annual (e.g. every six months, quarterly, or every two years etc.). Please describe the basis of the adjustments (e.g. "pegged to a reference value (e.g. minimum wage/national poverty line etc.)"; adjusted according to changes in the consumer price index/average national wage/cost of living etc.; regular review by an administrative body subject to legislative approval and available funds ), and the frequency of review or adjustment (e.g. every two years). No, ad hoc • If there is no obligation to review or adjust the benefit or if adjustments are undertaken on an ad-hoc basis. Please feel free to provide details on ad-hoc adjustments (e.g. “adjusted by ministerial decree” or “last adjusted in 2012”). Definition of reference earnings (or points) Only relevant if the benefit amount is calculated based on: the covered person’s previous level of income or earnings, or pension points, which in turn are used in benefit calculation based on earnings and/or period of contribution. In the following columns please provide: • Definition of reference earnings A concise definition of the income or earnings and the period taken into account to determine benefit amounts. Examples include an insured’s “average monthly earnings in the 12 months before his or her disability began”, “average weekly earnings in the three calendar months before his or her incapacity began”, and “earnings in the month before unemployment”. • Minimum reference earnings The minimum earnings threshold used to calculate the benefit, if applicable. If this is the same as the minimum income base for contributions, please state “See minimum covered earnings under Source of funds.” If no minimum exists, please state “No minimum”. • Maximum reference earnings The maximum earnings threshold used to calculate the benefit, if applicable. If this is the same as the maximum income base for contributions, please state “See maximum covered earnings under Source of funds.” If no maximum exists, please state “No maximum”. Periodicity of benefit payment Please select from the dropdown list, according to the definitions provided below. • Periodic Payment is made at regular intervals over a defined period. Typical examples include monthly pensions or annuities, and short-term payments for sickness, maternity, unemployment, etc. • Lump sum Payment is made in a single disbursement or in a determined number of instalments (usually a small number, such as two or three). 22  Typical examples include funeral grants, birth grants, or lump-sum disbursements of the accumulated fund balance at retirement in provident fund systems. For multiple instalments, the payment of each instalment may be subject to further conditions, such as attendance of birth by a medical practitioner, medical exams or immunization in the case of birth grants, for example. • Choice or combination of periodic and Payment combines a lump-sum element and periodic element or is chosen by the beneficiary. Usually, the beneficiary can opt for either receiving a lump- lump sum sum settlement or periodic payments/programmed withdrawals; occasionally a combination of both is also possible. • Other If none of the suggested categories is appropriate, please select “Other”. If you select other, please describe how payments are scheduled in the cell below. A description of the benefit duration, including longer periods for specific circumstances (e.g. multiple births or complications). For periodic benefits If there is no limit, but eligibility depends on meeting certain conditions such as children's age or household income, please state "As long as conditions are Benefit duration fulfilled." If an invalidity or survivor's pension is replaced with an old-age pension at the retirement age, please state, "Up to the standard retirement age." If there is no limit, please state "No limit" or, in the case of invalidity pensions, "Until rehabilitation or death." If the duration is expressed in days, please specify whether they are calendar or working days (and clarify whether Saturdays and/or Sundays are treated as working days). Only appears if this information was in the 2019 profile Details on the payment schedule or frequency, e.g. daily, weekly, every 14 days, monthly, quarterly, twice a year, annually. Schedule of payments Please indicate if an additional payment is made and when these extra payments are made, e.g. “13 payments a year, with an extra payment in December” if a 13th payment is received at the end of the year in addition to the 12 monthly payments. Only appears if this information was in the 2019 profile Details if the benefit can be extended under certain conditions, for instance, sick pay may be extended if recovery is likely; family caregiving leave if the Description of extensions child has a specific disease; etc. Please describe the possible extension period and any conditions that apply. Only appears if this information was in the 2019 profile Details if a beneficiary must wait a certain period between the occurrence of the risk/event and the payment of benefit (e.g. the number of days/weeks/etc. Description of waiting period and any other conditions). If employers are legally obliged to continue to pay wage/salaries or a percentage thereof during the waiting period, please note this, describing the benefit level (e.g. 100% of the employee’s last wage) and the payment duration (i.e. number of days/weeks/etc.). Maternity/paternity benefits only Details on how leave periods can be share or transferred periods between parents, or if there are incentives (e.g. extra weeks or increased payments) to Details on how parents share or split encourage both parents to take up their leave entitlement. Please specify if certain periods are reserved for use by one or the other parent. For example parental leave “The father can receive the benefit from the sixth week after childbirth instead of the mother.” Details regarding (b) in-kind benefits Services covered A concise description of the range of medical services covered. This may include primary or specialist care; inpatient or outpatient services; approved medicines and appliances; maternity care; emergency and rescue services; dental care; psychiatry or psychologist services; nursing services; rehabilitation; and transportation, e.g. “Preventive care, generalist and specialist services, and hospitalization.” Long-term care benefits only A concise description of the range of long-term care benefits distinct from the general health care system, namely cash or in-kind benefits for people who, Benefits and services provided (including due to frailty, disability or old age, need permanent nursing care or help with daily living activities. Benefits often aim to support home care, residential care, cash benefits) semi-residential care, or other forms of care. Approved service providers and service A concise description of which doctors and/or hospitals, under which conditions, can provide services that are paid or subsidized by the social security conditions system (e.g. upon referral, public versus private setting, number of patients per room, etc.) As we serve a wide audience, please limit your description to general principles rather than details: for example, 'Specialist care on referral' rather than detailing the referral process or 'Only care in public hospitals is subsidized.' Cost sharing Please describe the contribution individuals are required to pay to help cover the costs of the services or benefits, and any conditions if applicable. For example “From 35% to 100% of the cost of various essential medications” or "No patient charges at public hospitals and clinics. Private hospitals and clinics provide services on a fee-for-service basis.” If there is no contribution, please state “No cost sharing.” 23  A description of the benefit duration for dependents (or “The same duration as the primary beneficiary.") Benefit duration (for the insured or dependents) If there is no limit, please state "No limit." If an invalidity or survivor's pension is replaced with an old=age pension at the retirement age, please state, "Up to the standard retirement age." Other sub-benefits, supplements, or withdrawals By the following, we mean: Benefit supplements or sub-benefits Additional payments on top of the main benefit such as supplements for dependents, supplements for low-income individuals, or holiday bonuses. Sub- benefits may include small variations of the main benefit (e.g. unemployment benefits for long-term unemployed) or alternate benefits for different sub- groups. Partial withdrawals or loans Partial withdrawals from a provident fund or individual account for specified purposes (housing loans, medical expenses, etc.) Invalidity and permanent disability benefits A supplement to an invalidity or permanent disability pension to cover the costs of the constant care and attention of another person. Constant-attendance allowance Old age, invalidity and survivors benefits only A reduced or proportional pension or lump-sum settlement for those who do not meet the minimum qualifying period for a full benefit or pension. A ‘full’ Reduced benefit for Insufficient pension is typically payable after a certain number of years of membership of a social insurance scheme, residence or employment, which is regarded as contributions (or coverage period) corresponding to a full working career. Old-age benefits only A pension is payable to someone who retires before the standard retirement age. Early pension Old-age benefits only A pension paid for persons older the standard retirement age at an increased (or actuarially increased) benefit. If it is possible to delay claiming an old-age Deferred retirement pension beyond the standard retirement age and continue to work while building up additional pension rights, please provide details here. Invalidity and permanent disability benefits A benefit for those with a with a disability or loss of earnings capacity below the defined threshold. Reduced benefit for a Partial disability When adding information or correcting an entry, in the following columns please indicate: Name The name in English, e.g. “Caregiver supplement” or “Partial withdrawal for medical expenses”. Local name The local name of the benefit in the original language (if different from English). If there is no distinct benefit name, please leave this field blank. Qualifying conditions A summary of the conditions under which individuals are entitled to a supplement. Amount A concise description of how the benefit amount is calculated. If a formula is used, please indicate the main elements included; if benefits are a flat-rate amount, please indicate that amount. Additional information Any further information that you wish to add. 24 Saatja: Maret Maripuu </O=SOTSIAALMINISTEERIUM/OU=FIRST ADMINISTRATIVE GROUP/CN=RECIPIENTS/CN=MARET.MARIPUU> Saaja: Rebeka Villakov Teema: Ed: ISSA: Updating the Estonia profile for Social Security Programs Throughout the World (SSPTW): Europe 2026 Palun registreeri ja suuna Kristelile täitmiseks. m Saatja: ISSAISD <[email protected]> Saatmisaeg: esmaspäev, 26. jaanuar 2026 14:02 Adressaat: Maret Maripuu <[email protected]> Koopia: Kristel Abel <[email protected]>; Ruggia Frick, Raul Julian <[email protected]>; Lestienne, Marjorie <[email protected]>; ISSAISD <[email protected]> Teema: ISSA: Updating the Estonia profile for Social Security Programs Throughout the World (SSPTW): Europe 2026 Tähelepanu! Tegemist on väljastpoolt asutust saabunud kirjaga. Tundmatu saatja korral palume linke ja faile mitte avada. To: Ms Maret Maripuu Director General Estonian National Social Insurance Board Estonia ISSA/SSD/SSPTW/26 Europe Updating of Social Security Programs Throughout the World (SSPTW): Europe 2026 Dear Ms Maret Maripuu, We hope this email finds you well. We are contacting you to request your assistance in obtaining information about changes in the social security system of your country. This information is required to update the country profiles for Europe, which are published on the ISSA web portal <https://www.issa.int/databases/country-profiles> as part of the series Social Security Programs Throughout the World (SSPTW) and the ISSA international social security agreements’ database. SSPTW is one of our flagship products that reports on the nature of social security programmes operating in over 190 countries and territories across Europe, Africa, Asia and the Pacific, and the Americas. It is the only global source for comparative information on social security programmes and constitutes a key resource for ISSA member institutions, policymakers and researchers. The data also provides an invaluable resource for ISSA publications, and it feeds into the ILO World Social Protection flagship report. You will find enclosed two summaries based on information collected as of July 2023, as well as a guidance document on how to complete the update. The documents describe your country's: * Social security programmes (MS Word document) and * Bilateral and multilateral social security agreements (MS Excel form) We would be very grateful if you could update the summaries to reflect the situation on 1 January 2026 and ensure that all implemented statutory programmes covering a sizeable portion of the population are reflected, including non-contributory benefits. If no changes are necessary, we would kindly ask that you confirm this in writing. As always, we aim to obtain information on all the social security programmes operating in your country. If multiple institutions are responsible for different branches of social security, please coordinate the review of the country summaries with the relevant institutions. We ask that you kindly acknowledge receipt of this email, and that you please submit your updated country summary and social security agreements form by 15 March 2026 by email to [email protected] <mailto:[email protected]> . If you think you will need more time to update the documents, please do not hesitate to let us know. Should you have any queries about the ISSA, its products or services, do not hesitate to contact our Regional Coordinator for Europe, Ms. Marjorie Lestienne ([email protected] <mailto:[email protected]> ; Phone: +41 22 799 7823). I would like to take this opportunity to thank you for your continuing assistance. Yours sincerely, Marcelo Abi-Ramia Caetano Secretary General International Social Security Association E: [email protected] <mailto:[email protected]> www.issa.int <http://www.issa.int/> Annexes: (1) Country profile; (2) International social security agreements form; and (3) Guidance for updating. ----------------------------------------- This electronic message may contain confidential, proprietary or privileged information intended solely for the use of the named recipient. The ILO is not liable for any error or virus connected with this transmission. ----------------------------------------- Ce message électronique peut contenir des informations confidentielles, ou spécialement protégées, à la seule intention du destinataire. L'OIT ne peut être tenue responsable des erreurs ou des virus qui s'y trouveraient. ----------------------------------------- Este mensaje electrónico puede contener información confidencial o especialmente protegida para el uso exclusivo del destinatario indicado. La OIT no se responsabiliza en caso de error o virus. ----------------------------------------- Estonia Policies as of 1 January 2026 Currency: euro ( € ; EUR ) Contact for technical questions Please provide the contact information of the person we should contact for any technical follow-up questions or clarifications. If multiple people updated the profile, please make a copy of the table below, and include contact details for each person. C.Name EST Name: C.Title EST Title/position: C.Org EST Organization/Department: C.email EST Email: C.phone EST Phone number: Guidelines for update Please review and edit the information to reflect any changes since the last update and correct any inaccuracies. If information is missing, please add a new row to the relevant tables and complete the information. If your system has seen major reforms and the tables are too burdensome, feel free to provide the information as free text by add ing a few paragraphs under the given table. If you have any doubts, feel free to reach out at [email protected] or consult the guidelines attached to the original mail. Technical note : You may notice that each table has several hidden columns to the left and to the right. Please do not edit these columns. They are used for internal reference. They assign each section, country, and programme a code so that we can import the information into our database. Profile s tructure The profiles are organized in six branches : Old age, disability and survivors Health and long-term care benefits Sickness and maternity Accidents at work and occupational diseases Unemployment Family and household benefits Each branch includes the following categories : Branch overview Regulatory framework Coverage Source of funds Benefit details Administrative organization Country n otes R.EN.C3.Reforms EST Has there been a reform 1 since the last profile update ? Choose an item Please add a brief description or refer to the adjusted tables (e.g. see changes under old age pension). 1 Reform refers to any significant change in the system. This may be to (1) system type (e.g. social insurance replaced social assistance), (2) paramaters (e.g. change in retirement age, qualifying period, benefit formula, etc.), (3) coverage, or (4) the range of benefits offered (e.g. new benefits introduced or old benefits discontinued), or other aspects. It would not include year-to-year adjustments in benefit amounts, minimums or maximums. Annex: Reference values (e.g. minimum wages, etc.) * This section w ill appear as an annex in the final publication. C2.Header blank Full description Periodicity (please select from list ) Type (please select from list ) Amount (on 1 January 2026 ) Is there a legal obligation to review (and if necessary adjust) the amount within a defined period for inflation, cost of living, etc.? Additional information (if needed) Official sources regarding update XYZ1 XYZ2 R.EN.C2 EST_R_1 Social benefit rate Monthly Base benefit level €25.57 Choose an item R.EN.C2 EST_R_2 Daily work ability allowance Daily Base benefit level €18.60 Choose an item https://www.tootukassa.ee/en/services/work-ability-allowance/amount-work-ability-allowance Validated R.EN.C2 EST_R_3 Legal monthly minimum wage Monthly Minimum wage €725.00 Choose an item https://www.riigiteataja.ee/akt/113122022033 Validated based on Establishment of the minimum wage – Riigi Teataja: https://www.riigiteataja.ee/akt/113122022033 R.EN.C2 EST_R_5 Monthly national pension rate Monthly Base benefit level €336.39 Choose an item https://www.sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-liigid/rahvapension Validated R.EN.C2 EST_R_4 Child allowance rate Monthly Base benefit level €80 Choose an item https://www.sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/peretoetused/lapsetoetus Validated R.EN.C2 EST_R_6 National average wage Monthly Average wage €1,981.00 Yes, other https://www.stat.ee Validated based on Average gross monthly salary | Statistics Estonia: https://www.stat.ee/et/avasta-statistikat/valdkonnad/tooelu/palk-ja-toojoukulu/keskmine-brutokuupalk Old age, disability and survivors Branch overview If there are nation-wide programmes with a legal basis that are missing from the table and are actively implemented, please include them here and throughout the profile (including social assistance programmes) . For special systems for certain groups (e.g. military personnel, civil servants, etc.) , scattered programmes at the municipal or regional level, or programmes with wide coverage but no legal basis, please do not add them to the profile, but rather simply add a short description under additional information. Header.PB1 blank Type of programme (please select from list) Programme name in English Local name and acronym ( if different than English ) Type of contributions 1 ? ( please select from list ) Are contributions necessary for benefit entitlement? ( please select from list ) Additional information Programme website or links to information brochures R.EN.PB1. 1 EST_1_4 Universal system Puuetega inimeste sotsiaaltoetused, matusetoetus None No Editor note: I deleted the CORR’s changes (adding a second universal system). The CORR added benefits, but there should only be one entry for Universal. | I also changed the classification of the Work Ability Allowance, as it is more of a social assistance programme given the means test (see two cells below). R.EN.PB1. 1 EST_1_1 Social assistance National pension, Work ability allowance Rahvapension, Töövõimetoetus None No Validated with Suggestion: I would add the following Programme website ‘National pension | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-liigid/rahvapension ‘. | #Note_for_records: I’ve changed the classification of the Work ability allowance (Töövõimetoetus) from Universal to Social assistance given that there’s a means test. As such, I’ve made changes so that we refer to ‘Social assistance’ throughout rather than ‘National pension’~ R.EN.PB1. 1 EST_1_3 Social insurance State pension Riiklik pension (I sammas) Mandatory Yes Validated with Suggestion: I would add the following Programme website ‘Pension | Ministry of Social Affairs (sm.ee): https://www.sm.ee/pension ‘. R.EN.PB1. 1 EST_1_2 Individual account Funded pension Kogumispension (II sammas) Quasi-mandatory Yes Mandatory for persons born after 1 January 1983; however, since 2021 participants may choose to suspend their accounts (contributions cease but accumulated savings remain invested) or withdraw from the programme entirely (the entire account balance is withdrawn and the participant pays a 20% income tax on the funds). Validated with Suggestion: I would add the following Programme website ‘Funded pension or second pillar — Pensionikeskus: https://www.pensionikeskus.ee/ii-sammas/kogumispension-ehk-ii-sammas/ ‘. | Editor note: added some information based on https://www.pensionikeskus.ee/en/pension-reform-2021/tpid/5639/ and https://www.ssa.gov/policy/docs/progdesc/intl_update/2020-10/index.html#estonia: https://www.ssa.gov/policy/docs/progdesc/intl_update/2020-10/index.html Foootnote 1 Mandatory : Enrolment and contributions to the programme are mandatory for at least one group of individuals in the private sector (e.g. all employees, all residents, all non-agricultural workers, etc.). These systems may have exclusions or exemptions for certain groups or offer voluntary coverage for those not mandatorily covered (these can be detailed in the coverage section) . Quasi-mandatory : Enrolment and contributions to the programme are initially voluntary for all workers, but once enrolled, members are no longer able to opt out. Additional branch notes PB2a.Special.EN EST . 1 Concise d escription of special systems 1 and their coverage PB2a. Voluntary_informal_self.EN EST . 1 Concise d escription of any significant, stand-alone programmes for informal workers or self-employed persons with a legal basis, not covered below . Please note if the programme is voluntary or mandatory. Note: As the profiles focus on mandatory programmes, please do not include further descriptions of stand-alone voluntary programmes in the main profile text below. PB2a.Branch_note.EN EST . 1 Other b ranch notes #Note_for_records: I’ve deleted two disability pension tables; as noted in the last update, they had been gradually phased out and as of now both have been eliminated and replaced with the work ability allowance.~ PB2a.another_branch_YN_id. EST . 1 1 We define a special system as a separate programme that operates in place of the general scheme. Typically, special systems cover groups like military personnel, civil servants, agricultural workers, or self-employed persons, have different rules (e.g. qualifying conditions or benefit calculation) , and are administered by a separate organization. Assuming that the programme does not apply to a large share of the private sector (residents, employees, self-employed, etc.) , we will only include a short note on its coverage here and no further details elsewhere . Regulatory framework Current law(s) Header.PB3 blank Law name and number Year passed Year implemented Year(s) of important amendments Additional information Link to copy of the law? R.EN.PB3 C . 1 1_EST_L_1992_1 Superannuated Pensions Act 1992 Same as year passed 1993-1998, 2000-2002, 2006, 2010, 2013, 2016, and 2018. https://www.riigiteataja.ee/akt/127052022051?leiaKehtiv R.EN.PB3 C . 1 1_EST_L_1992_2 Old-Age Pensions under Unfavourable Conditions Act 1992 Same as year passed 1993-1998, 2000-2002, 2005, 2010, 2012, and 2016. https://www.riigiteataja.ee/akt/186725?leiaKehtiv R.EN.PB3 C . 1 1_EST_L_1999_1 Social Benefits for Disabled Persons Act 1999 Same as year passed With annual amendments. https://www.riigiteataja.ee/akt/13114771?leiaKehtiv R.EN.PB3 C . 1 1_EST_L_2001_2 State Pension Insurance Act 2001 2002 With periodic amendments. https://www.riigiteataja.ee/akt/RPKS R.EN.PB3 C . 1 1_EST_L_2004_2 Funded Pensions Act 2004 Same as year passed 2021. https://www.riigiteataja.ee/akt/128122020002?leiaKehtiv R.EN.PB3 C . 1 1_EST_L_2014_1 Work Ability Allowance Act 2014 2016 With annual amendments. https://www.riigiteataja.ee/akt/124122016018?leiaKehtiv R.EN.PB3 C . 1 1_EST_L_2016_1 Investment Funds Act 2016 2017 With annual amendments. https://www.riigiteataja.ee/akt/131122016003?leiaKehtiv Coverage Header.Pb4new blank Programme name Description of mandatory coverage Description of v oluntary coverage (including exemptions) Description of e xclusions Coverage of specific groups Header.Pb4new blank Is coverage restricted to citizens? 1 (please select from list) Coverage of self-employed persons (please select from list) YYY ZZZ R.EN.PB4new. 1 EST_1_4 Universal Permanent residents of Estonia; noncitizens residing temporarily in Estonia; and legal refugees. No, all legal residents are covered. Choose an item. R.EN.PB4new. 1 EST_1_1 Social assistance Permanent residents of Estonia; noncitizens residing temporarily in Estonia; and legal refugees. No, all legal residents are covered. Choose an item. R.EN.PB4new. 1 EST_1_3 State pension (social insurance) Permanent residents of Estonia; noncitizens residing temporarily in Estonia; and legal refugees. No possibility of voluntary coverage. No exclusions. No, all legal residents are covered. Mandatory coverage (general scheme). R.EN.PB4new. 1 EST_1_2 Funded pension (individual account) Persons born after 31 December 1982, who are covered by social insurance, including self-employed persons. Persons born after 31 December 1941 and before 1 January 1983. Persons who choose to suspend their accounts or withdraw from the programme entirely are excluded from rejoining the programme for 10 years. No, all legal residents are covered. Mandatory coverage (general scheme). Validated based on Joining the II pillar — Pensionikeskus: https://www.pensionikeskus.ee/ii-sammas/liitumine-ii-sambaga/ | See also International Update, October 2020 (ssa.gov): https://www.ssa.gov/policy/docs/progdesc/intl_update/2020-10/index.html 1 Please note that this dropdown complements the description under mandatory coverage by providing additional details on citizenship requirements. Individuals in the selected category must still meet the same conditions (e.g., work, earnings, etc.) as those specified under mandatory coverage . Source of funds Programmes funded by contributions (or partially funded by contributions) Header.PB5a blank Programme name and persons 1 covered (please select from list) Contributions Income base used to calculate contributions Government contributions Additional information (including cross-branch financing) Official sources regarding update Header.PB5a blank Covered person Employer Concise description Minimum Maximum R.EN.PB5.cont. 1 .name_prog EST_1_3 State pension (social insurance) R.EN.PB5.cont. 1 EST_1_3 . IP Employees (+) None. 16%. Monthly gross covered payroll. €654 a month. No maximum. Pays contributions for certain categories of insured persons; contributes as an employer. Validated based on Social tax | Tax and Customs Board (emta.ee): https://www.emta.ee/ariklient/maksud-ja-tasumine/tulumaks-ja-sotsiaalmaks/sotsiaalmaks R.EN.PB5.cont. 1 EST_1_3 . SE Self-employed 16%. n/a Monthly covered declared earnings. €654 a month. No maximum. Pays contributions for some categories of insured persons. Validated based on Social tax | Tax and Customs Board (emta.ee): https://www.emta.ee/ariklient/maksud-ja-tasumine/tulumaks-ja-sotsiaalmaks/sotsiaalmaks R.EN.PB5.cont. 1 .name_prog EST_1_2 Funded pension (individual account) R.EN.PB5.cont. 1 EST_1_2 . IP Employees (+) 2% plus an administrative fee. Note: Additional voluntary contributions (to a total of 4% or 6%) are possible. 4%. Monthly gross covered earnings / payroll. €654 a month. No maximum. Contributes as an employer. Note: contributes 4% of average monthly income to a parent raising a child up to age 3 who was born in 2013 or later. Validated based on Social tax | Tax and Customs Board (emta.ee): https://www.emta.ee/ariklient/maksud-ja-tasumine/tulumaks-ja-sotsiaalmaks/sotsiaalmaks | Added voluntary bit based on https://www.eesti.ee/en/pensions-social-services-and-allowances/pensions/funded-pensions | Added gov’t contribution based on https://www.pensionikeskus.ee/ii-sammas/sissemaksed/vanemapension/ R.EN.PB5.cont. 1 EST_1_2 . SE Self-employed 4% plus an administrative fee. n/a Monthly covered declared earnings. €654 a month. None. Validated based on Social tax | Tax and Customs Board (emta.ee): https://www.emta.ee/ariklient/maksud-ja-tasumine/tulumaks-ja-sotsiaalmaks/sotsiaalmaks 1 "Employees (+)" refers to all persons who are covered who are not self-employed (employees, pensioners, and other protected groups where applicable, such as students, unemployed persons, etc.) Programmes with no contributions (government pays the total cost) Header.PB5b blank Programme name Additional notes Yyy zzz R.EN.PB5.noncont. 1 EST_1_4_ALL Universal Local governments pay the total cost of the funeral grant. R.EN.PB5.noncont. 1 EST_1_1_ALL Social assistance Old-age benefits Old-age pension ( Vanaduspension ; State pension (social insurance) ) C.B1. name_b.note_high_level EST_1_3_1 Benefit name (English) Old-age pension ZZZ C.B1. name_b_orig EST_1_3_1 Local name Vanaduspension C.B1. name_prog.CRBranch_text EST_1_3_1 Name of related programme State pension (social insurance) C.B1. blank.standard EST_1_3_1 Standard or full benefit C.B1. blank.qc EST_1_3_1 Qualifying conditions C.B1. multiple.page_m.page_w_diff.page_leg_increase EST_1_3_1 Age requirements Men: 64 and 6 months. Women: Same age as men. Legislated increases: Gradually rising by 3 months a year until reaching age 65 in 2026. From 2027, the standard retirement age will be adjusted according to increases in life expectancy. Validated based on Retirement age | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-taotlemine/pensioniiga | Added bit to legislated increases (here and below) based on: | https://www.sm.ee/en/pension/pension/amendments-i-pillar-pension C.B1. multiple.cont_req_m.cont_req_w_diff.cont_req_leg_increase EST_1_3_1 Minimum qualifying period Men : At least 15 years of service. Women: Same requirements as men. Legislated increases: C.B1. multiple.cont_emp_Y_N.cont_emp EST_1_3_1 Can a pensioner continue or resume work and receive the benefit? Yes Employment may continue. C.B1. Credited_cont EST_1_3_1 Details on credited or purchasable periods Contributions may be credited to 1 of the parents for periods raising a child born before 1991. C.B1. reduction_children EST_1_3_1 Details on reduced requirements or credits for childrearing periods Old-age pension under favourable conditions (soodustingimustel vanaduspension): The standard retirement age is reduced by up to 5 years for mothers who have raised 3 or more children for at least 8 years or who have raised a child younger than age 18 with a disability for at least 8 years. «valid_reduction_mothers» C.B1. reduction_hazardous EST_1_3_1 Details on reduced requirements for other groups (i.e. persons in hazardous work, persons with disabilities, specific occupations, etc.) Old-age pension under favourable conditions (soodustingimustel vanaduspension): The standard retirement age is reduced by up to 10 years before the standard retirement age with at least 20 years of service (including at least 10 years of work in especially hazardous occupations), and up to 5 years before the standard retirement age with at least 25 years of service (including at least 12 years and 6 months in especially hazardous occupations) or if the insured was involved in the Chernobyl disaster clean-up. C.B1. multiple.payable_abroad_Y_N.payble_abroad EST_1_3_1 Are individuals eligible for the benefit if residing abroad in a country without a reciprocal agreement? Yes Benefits are payable abroad, including in countries without a reciprocal agreement. Validated based on Payment of pension abroad | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pension-valismaal-ja-valisriigi-pension-eestis/pensioni-maksmine C.B1. blank.Ben EST_1_3_1 Details regarding benefit C.B1. ben_calc EST_1_3_1 Benefit calculation rules Other C.B1. multiple.amount.MinBen.MaxBen EST_1_3_1 Benefit amount The monthly pension consists of a basic flat-rate component, a length-of-service component, an insurance component, and a joint component. Basic flat-rate component: €317.9193. Length-of-service component: The insured's years of service up to 31 December 1998, multiplied by the value of a year of pensionable service. Insurance component: The insured's accumulated annual pension coefficients earned since 1 January 1999, multiplied by the value of a year of pensionable service. An annual pension coefficient is calculated by dividing the insured's contributions for a calendar year by the national average contribution amount for that year. The value of a year of pensionable service is €8,684. Joint component: 50% of the insurance component and 50% of the solidarity component. The solidary component is 1.0 (0.8 if the insured participates in the individual account programme) with contributions for a calendar year equal to at least 12 times the legal monthly minimum wage (see Annex); the solidarity component is reduced proportionally with annual contributions less than the legal monthly minimum wage. Minimum: The monthly national pension rate (see Annex). Maximum: No maximum. Validated based on Calculation of the amount of the pension | Social Insurance Board (sotsiaalkindlustusamet.ee): https://www.sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-suurus/pensioni-suuruse-arvutamine | Also see Chapter 2, Part 13 of the law: | https://www.riigiteataja.ee/akt/122022023008?leiaKehtiv | I added the bit about participants in the individual account programme based on the law: | (7) The value of a solidary component of persons who have joined mandatory funded pension is up to 0,800 for one calendar year. | [RT I, 03.01.2019, 1 – entry into force 01.01.2021] C.B1. multiple.RefWage.RefWageMin.RefWageMax EST_1_3_1 Definition of reference earnings (or points) used in benefit calculation Definition : The insured’s annual contribution for every year since 1 January 1999 (see amount). Minimum: Maximum: C.B1. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_1_3_1 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? Yes, annually Adjusted annually in April according to changes in the consumer price index and the annual increase in social tax contributions. C.B1. Periodicity EST_1_3_1 Periodicity of benefit payment Periodic C.B1. blank.early EST_1_3_1 Early pension C.B1. multiple.early_Y_N.early_pension_ben_name EST_1_3_1 Is an early pension available? Yes (A) Early old-age pension (Ennetähtaegne vanaduspension). Note: The early old-age pension is gradually being phased out and will be fully replaced by the flexible pension starting in 2026. Until 2026, insured persons who qualify for both benefits can choose between them. (B) Flexible pension (Paindlik vanaduspension). https://sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-liigid/ennetahtaegne-vanaduspension | Flexible pension: https://sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-liigid/paindlik-pension C.B1. multiple.earlya_m.earlya_w_diff.earlya_leg_increase EST_1_3_1 Age requirements Men: (A) 61 and 6 months. (B) 59 and 6 months. Women: Same age as men. Legislated increases: (A) Gradually rising by 3 months a year until reaching age 62 in 2026. (B) Gradually rising by 3 months a year until reaching age 60 in 2026. From 2027, the flexible retirement age will be adjusted according to increases in life expectancy. Validated based on Early retirement pension | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-liigid/ennetahtaegne-vanaduspension | Editor note: the flexible pension can be claimed up to five years before the standard retirement age (compared to three years for the early pension). | Standard retirement age: https://sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-taotlemine/pensioniiga | Flexible retirement age: https://sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-liigid/paindlik-pension C.B1. cond_earlya EST_1_3_1 Other qualifying conditions (A) At least 18 years of service (gradually rising to 20 years in 2025) and not employed. (B) At least 20 years of service if claiming the pension 1 year before reaching the standard retirement age; 25 years if claiming 2 years before reaching the standard retirement age; 30 years if claiming 3 years before reaching the standard retirement age; 35 years if claiming 4 years before reaching the standard retirement age; or 40 years if claiming 5 years before reaching the standard retirement age. https://sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-liigid/ennetahtaegne-vanaduspension C.B1. multiple.early_cont_emp_Y_N.early_cont_emp EST_1_3_1 Can a pensioner continue or resume work &amp; receive an early pension? Other (A) The pension is suspended if the insured returns to work before reaching the standard retirement age. (B) Work may continue. Early pension: https://sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-liigid/ennetahtaegne-vanaduspension | If you already receive an early old-age pension, but you go back to work before reaching retirement age (or you receive income through a business account), you will no longer receive a pension from the first day of the month following the start of work. | Flexible pension: | https://sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-liigid/paindlik-pension | You can also work while receiving a flexible pension, i.e. receive a pension and salary at the same time. C.B1. early_pension EST_1_3_1 Benefit amount (A) The pension is reduced by 0.4% for each month it is claimed before the standard retirement age. (B) The pension is actuarially reduced based on the insured’s age when the pension is awarded, life expectancy of the insured’s cohort, and the interest rate of European Central Bank bonds. C.B1. blank.deferred EST_1_3_1 Deferred retirement C.B1. blank.deferred EST_1_3_1 Name(s) Local name(s) Qualifying conditions Amount C.B1. multiple.deferred_name.deferred_name_orig.deferred_qc.deferred_pension EST_1_3_1 Deferred old-age pension. Note: The deferred old-age pension is gradually being phased out and replaced by the flexible old-age pension. Edasilükatud vanaduspension The pension may be deferred if the insured reached the standard retirement age before 2021. There is no age limit. The pension is increased by 0.9% for each month of deferral after the standard retirement age. Validated based on Deferred old-age pension | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-liigid/edasilukatud-vanaduspension C.B1. multiple.deferred_name2.deferred_name_orig2.deferred2_qc.deferred2_pension EST_1_3_1 Flexible old-age pension The pension may be deferred. There is no age limit. The pension is actuarially increased based on the insured’s age when the pension is awarded, life expectancy of the insured’s cohort, and the interest rate of European Central Bank bonds. « valid_deferred2» C.B1. blank.supplements EST_1_3_1 Benefit supplements or sub-benefits C.B1. blank.supplements EST_1_3_1 Name(s) Local name(s) Qualifying conditions Amount C.B1. multiple.supp_name.supp_name_orig.qc_supp.supp EST_1_3_1 Pension supplement for raising children Pensionilisa laste kasvatamise eest A supplement may be paid under certain conditions to a parent, a parent’s spouse or registered partner, a guardian, or a family caregiver who has raised a child aged 8 to 18 for at least 8 years. A supplement is paid based on the child’s date of birth. Validated based on Bringing up children and pension | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-suurus/laste-kasvatamine-ja-pension | Editor note: the CORR had added a few other supplements mentioned here: https://www.sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-suurus/pensionilisad#pensionilisa-ametnik: https://www.sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-suurus/pensionilisad. These are extremely minor and are likely to cover a very small proportion of pensioners, so I’ve deleted. (We used to briefly mention these in the profile, but looks like we deleted reference to all but the childraising benefit back in 2020). C.B1. blank.proport EST_1_3_1 Reduced benefit for Insufficient contributions (or coverage period) C.B1. multiple.proport_Y_N.proport_pension_qc_ben EST_1_3_1 Is a benefit paid for those who do not meet the minimum qualifying period? No C.B1. blank.info EST_1_3_1 Additional information C.B1. otherInfo EST_1_3_1 Please provide if necessary Old-age pension ( Kogumispension ; Funded pension (individual account) ) C.B1. name_b.note_high_level EST_1_2_1 Benefit name (English) Old-age pension ZZZ C.B1. name_b_orig EST_1_2_1 Local name Kogumispension C.B1. name_prog.CRBranch_text EST_1_2_1 Name of related programme Funded pension (individual account) C.B1. blank.standard EST_1_2_1 Standard or full benefit C.B1. blank.qc EST_1_2_1 Qualifying conditions C.B1. multiple.page_m.page_w_diff.page_leg_increase EST_1_2_1 Age requirements Men: 59 and 6 months. Women: Same age as men. Legislated increases: Gradually rising by 3 months a year until reaching age 60 in 2026. Validated based on Funded pension or second pillar — Pensionikeskus: https://www.pensionikeskus.ee/ii-sammas/kogumispension-ehk-ii-sammas/ | Editor note: I rejected the CORR’s change to Age 18 – this is for coverage, not for QCs for receiving the benefit. The benefit is paid up to 5 years prior to the standard retirement age. We’ll need to update the age in future profiles according to the changes above. | https://www.eesti.ee/en/pensions-social-services-and-allowances/pensions/funded-pensions | You are eligible for funded pension payments if you have joined the mandatory funded pension scheme, you have accrued money there, and you have less than 5 years until you reach retirement age. It is irrelevant whether you are already receiving the state old-age pension or not. You are not eligible for mandatory funded pension payments in case of old-age pension under favourable terms or early retirement pensions. C.B1. multiple.cont_req_m.cont_req_w_diff.cont_req_leg_increase EST_1_2_1 Minimum qualifying period Men : None. Women: Same requirements as men. Legislated increases: Editor note: Per the website, there does not seem to be a minimum qualifying period. As long as one reaches the required age, they can withdraw what’s in the account. C.B1. multiple.cont_emp_Y_N.cont_emp EST_1_2_1 Can a pensioner continue or resume work and receive the benefit? Yes Employment may continue. C.B1. Credited_cont EST_1_2_1 Details on credited or purchasable periods Contributions are not credited. C.B1. reduction_children EST_1_2_1 Details on reduced requirements or credits for childrearing periods «valid_reduction_mothers» C.B1. reduction_hazardous EST_1_2_1 Details on reduced requirements for other groups (i.e. persons in hazardous work, persons with disabilities, specific occupations, etc.) C.B1. multiple.payable_abroad_Y_N.payble_abroad EST_1_2_1 Are individuals eligible for the benefit if residing abroad in a country without a reciprocal agreement? Yes Benefits are payable abroad, including in countries without a reciprocal agreement. Validated based on Receiving a pension from abroad | Social Insurance Board (sotsiaalkindlustusamet.ee): https://www.sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pension-valismaal-ja-valisriigi-pension-eestis/pensioni-saamine C.B1. blank.Ben EST_1_2_1 Details regarding benefit C.B1. ben_calc EST_1_2_1 Benefit calculation rules Defined-contribution (DC) benefit C.B1. multiple.amount.MinBen.MaxBen EST_1_2_1 Benefit amount The value of the benefit varies according to the insured's total contributions plus accrued interest. At retirement, the insured may purchase a life annuity, make programmed withdrawals, receive a lump sum, or a combination of these payment options. Minimum: No minimum. Maximum: No maximum. #Note_for_records: the lump sum benefit is new as of 2021 (partial lump sum as of 2022). https://www.pensionikeskus.ee/ii-sammas/valjamaksed/eluaegne-pension/ ~ C.B1. Periodicity EST_1_2_1 Periodicity of benefit payment Choice or combination of periodic and lump sum Validated based on Disbursements — Pensionikeskus: https://www.pensionikeskus.ee/ii-sammas/valjamaksed/ C.B1. blank.early EST_1_2_1 Early (complete) withdrawal (Note: partial withdrawals are listed below where applicable. ) C.B1. multiple.early_Y_N.early_pension_ben_name EST_1_2_1 Is an early pension available? No Validated based on Disbursements — Pensionikeskus: https://www.pensionikeskus.ee/ii-sammas/valjamaksed/ C.B1. blank.deferred EST_1_2_1 Deferred retirement C.B1. blank.deferred EST_1_2_1 Name(s) Local name(s) Qualifying conditions Amount C.B1. multiple.deferred_name.deferred_name_orig.deferred_qc.deferred_pension EST_1_2_1 Deferred pension The pension may be deferred. A deferred pension is paid. C.B1. blank.proport EST_1_2_1 Reduced benefit for Insufficient contributions (or coverage period) C.B1. multiple.proport_Y_N.proport_pension_qc_ben EST_1_2_1 Is a benefit paid for those who do not meet the minimum qualifying period? No C.B1. blank.info EST_1_2_1 Additional information C.B1. otherInfo EST_1_2_1 Please provide if necessary National old-age pension ( Rahvapension ; Social assistance ) C.B1. name_b.note_high_level EST_1_1_1 Benefit name (English) National old-age pension ZZZ C.B1. name_b_orig EST_1_1_1 Local name Rahvapension C.B1. name_prog.CRBranch_text EST_1_1_1 Name of related programme Social assistance C.B1. blank.standard EST_1_1_1 Standard or full benefit C.B1. blank.qc EST_1_1_1 Qualifying conditions C.B1. multiple.page_m.page_w_diff.page_leg_increase EST_1_1_1 Age requirements Men: 64 and 6 months. Women: Same age as men. Legislated increases: Gradually rising by 3 months a year until reaching age 65 in 2026. From 2027, the standard retirement age will be adjusted according to increases in life expectancy. Validated based on Retirement age | Social Insurance Board (sotsiaalkindlustusamet.ee): https://www.sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-taotlemine/pensioniiga C.B1. multiple.cont_req_m.cont_req_w_diff.cont_req_leg_increase EST_1_1_1 Minimum qualifying period Men : Women: Legislated increases: C.B1. other_qc EST_1_1_1 Other qualifying conditions Must have at least 5 years of residence immediately before applying for a pension. C.B1. multiple.test.test_details EST_1_1_1 Type of means test Benefit test (as a proxy for need) Details (if applicable): Must not qualify for a social insurance old-age pension and not be receiving a pension from any other country. C.B1. multiple.cont_emp_Y_N.cont_emp EST_1_1_1 Can a pensioner continue or resume work and receive the benefit? Yes Employment may continue (no work or earnings limits). Validated based on Working while receiving a pension | Social Insurance Board (sotsiaalkindlustusamet.ee): https://www.sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-suurus/tootamine-pensioni-saamise-ajal C.B1. reduction_children EST_1_1_1 Details on reduced requirements or credits for childrearing periods «valid_reduction_mothers» C.B1. reduction_hazardous EST_1_1_1 Details on reduced requirements for other groups (i.e. persons in hazardous work, persons with disabilities, specific occupations, etc.) C.B1. multiple.payable_abroad_Y_N.payble_abroad EST_1_1_1 Are individuals eligible for the benefit if residing abroad in a country without a reciprocal agreement? No Paid only under reciprocal agreement (and for EU and EEA residents). C.B1. blank.Ben EST_1_1_1 Details regarding benefit C.B1. ben_calc EST_1_1_1 Benefit calculation rules Flat-rate amount C.B1. multiple.amount.MinBen.MaxBen EST_1_1_1 Benefit amount The monthly national pension rate is paid (see Annex). Minimum: See amount. Maximum: See amount. C.B1. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_1_1_1 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? Yes, annually Adjusted annually by the Estonian parliament. C.B1. Periodicity EST_1_1_1 Periodicity of benefit payment Periodic C.B1. blank.early EST_1_1_1 Early pension C.B1. multiple.early_Y_N.early_pension_ben_name EST_1_1_1 Is an early pension available? No C.B1. blank.deferred EST_1_1_1 Deferred retirement C.B1. multiple.deferred_Y_N.deferred_qc_ben EST_1_1_1 Is deferred retirement possible? No #Note_for_records: I’ve deferred to the CORR on the deletion of the pension supplement. The website does not mention the supplement that we had before. https://sotsiaalkindlustusamet.ee/en/pension-and-benefits/pension-amount/pensionilisad, and only mentions the ones above (which seem to only apply to the social insurance pension above.) ~ C.B1. blank.info EST_1_1_1 Additional information C.B1. otherInfo EST_1_1_1 Please provide if necessary Disability benefits Work ability allowance ( Töövõimetoetus ; Social assistance ) C.B2. name_b.note_high_level EST_1_1_5 Benefit name (English) Work ability allowance C.B2. name_b_orig EST_1_1_5 Local name Töövõimetoetus C.B2. name_prog.CRBranch_text EST_1_1_5 Name of related programme Social assistance #Note_for_records: I’ve reclassified this programme as social assistance given there’s a means (benefit and income) test.~ C.B2. blank.full EST_1_1_5 Standard or full benefit C.B2. blank.qc EST_1_1_5 Qualifying conditions C.B2. qc EST_1_1_5 Main qualifying conditions Must be aged 16 to the standard retirement age and be assessed with no work ability. The Unemployment Insurance Fund assesses the work ability. Validated based on Work ability allowance | UIF (tootukassa.ee): https://www.tootukassa.ee/et/teenused/toovoimetoetus/kellel-oigus-toovoimetoetusele C.B2. multiple.test.test_details EST_1_1_5 Type of means test Income test Details (if applicable): Monthly income in the previous month must not exceed €2,790. Additional benefit test: Must not be receiving a pension or certain other benefits. Validated based on Töövõimetoetuse saamise tingimused | Töötukassa (tootukassa.ee): https://www.tootukassa.ee/et/teenused/toovoimetoetus/toovoimetoetuse-saamise-tingimused | Added income test based on https://www.tootukassa.ee/en/services/work-ability-allowance/amount-work-ability-allowance | No work ability allowance is paid for the current month if your previous month’s income exceeds EUR 2310,12 for partial work ability and EUR 2790,00 for no work ability. C.B2. multiple.cont_emp_Y_N.cont_emp EST_1_1_5 Can a pensioner continue or resume work and receive the benefit? No Validated based on Work ability allowance | UIF (tootukassa.ee): https://www.tootukassa.ee/et/teenused/toovoimetoetus/kellel-oigus-toovoimetoetusele | Editor note: deleted CORR’s sentence; ‘pensioner’ in this instance refers to the beneficiary of the allowance and not an old-age pensioner. That said, a beneficiary can have income, so it seems like the could work. | #Q2CORR: can an individual who is receiving the work ability allowance (and assessed as having no work ability – so receiving 100% of the daily rate) also have earnings from work? The clause on your website implies that this is indeed possible: ‘No work ability allowance is paid for the current month if your previous month’s income exceeds EUR 2310,12 for partial work ability and EUR 2790,00 for no work ability.’ C.B2. Credited_cont EST_1_1_5 Details on credited or purchasable periods Contributions are not credited. C.B2. multiple.payable_abroad_Y_N.payble_abroad EST_1_1_5 Are individuals eligible for the benefit if residing abroad in a country without a reciprocal agreement? No Paid only under reciprocal agreement (and for EU and EEA residents). C.B2. blank.Ben EST_1_1_5 Details regarding benefit C.B2. ben_calc EST_1_1_5 Benefit calculation rules Progressive amount (income-related) C.B2. multiple.amount.MinBen.MaxBen EST_1_1_5 Benefit amount €18.60 (the daily work ability allowance) multiplied by the number of calendar days in the month. The monthly allowance is reduced by €1 for every €2 of gross monthly earnings exceeding 90 times the daily work ability allowance. Minimum: See amount. Maximum: See amount. Validated based on Work ability allowance | UIF (tootukassa.ee): https://www.tootukassa.ee/et/teenused/toovoimetoetus/toovoimetoetuse-suurus | Editor note: CORR did not make any substantive changes, so I’ve rejected. The information for partial belongs below. C.B2. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_1_1_5 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? Yes, annually Adjusted annually in April according to changes in the consumer price index and the annual increase in social tax contributions. C.B2. Periodicity EST_1_1_5 Periodicity of benefit payment Periodic C.B2. benLength_full EST_1_1_5 Benefit duration (only if periodic) Up to the standard retirement age. C.B2. waitPeriod EST_1_1_5 Description of waiting period (and continued payment by employer, if applicable) No waiting period applies. C.B2. blank.partial EST_1_1_5 Reduced benefit for a Partial disability (if not included above) C.B2. blank.partial EST_1_1_5 Name(s) Local name(s) Qualifying conditions Amount C.B2. multiple.partial_disability_name.partial_disability_name_orig.qc_partial_disability.partial_disability EST_1_1_5 Partial work ability allowance Must be aged 16 to the standard retirement age, be assessed with a partial work ability, not be receiving a pension or certain other benefits, and be working, seeking work, studying, raising a child younger than age 3, caring for a family member with a severe disability, receiving certain support for artistic work, receiving certain types of institutional care, or participating in compulsory military service. The monthly partial work ability allowance is €10.602 (57% of the daily work ability allowance) multiplied by the number of calendar days in the month. The monthly allowance is reduced by €1 for every €2 of monthly earnings exceeding 90 times the daily work ability allowance. Income test: Monthly income in the previous month must not exceed €2,310.12. Validated based on Work ability allowance | UIF (tootukassa.ee): https://www.tootukassa.ee/et/teenused/toovoimetoetus/toovoimetoetuse-suurus | Income test added based on: | https://www.tootukassa.ee/en/services/work-ability-allowance/amount-work-ability-allowance C.B2. blank.info EST_1_1_5 Additional information C.B2. otherInfo EST_1_1_5 Please provide if necessary Validated based on Work ability allowance | UIF (tootukassa.ee): https://www.tootukassa.ee/et/teenused/toovoimetoetus/toovoimetoetuse-suurus Disability social benefit ( Puuetega inimeste sotsiaaltoetused ; Universal ) C.B2. name_b.note_high_level EST_1_4_2 Benefit name (English) Disability social benefit C.B2. name_b_orig EST_1_4_2 Local name Puuetega inimeste sotsiaaltoetused C.B2. name_prog.CRBranch_text EST_1_4_2 Name of related programme Universal C.B2. blank.full EST_1_4_2 Standard or full benefit C.B2. blank.qc EST_1_4_2 Qualifying conditions C.B2. qc EST_1_4_2 Main qualifying conditions Paid to persons assessed with a moderate, severe, or profound disability that results in additional expenses. Eligible persons include children with disabilities younger than age 16, parents with disabilities raising a child younger than age 16 (age 19 if a student), persons with disabilities of working age (age 16 to the standard retirement age), and persons with disabilities who have reached the standard retirement age. C.B2. multiple.test.test_details EST_1_4_2 Type of means test None Details (if applicable): C.B2. multiple.cont_emp_Y_N.cont_emp EST_1_4_2 Can a pensioner continue or resume work and receive the benefit? Choose an item C.B2. Credited_cont EST_1_4_2 Details on credited or purchasable periods Contributions are not credited. C.B2. multiple.payable_abroad_Y_N.payble_abroad EST_1_4_2 Are individuals eligible for the benefit if residing abroad in a country without a reciprocal agreement? No C.B2. blank.Ben EST_1_4_2 Details regarding benefit C.B2. ben_calc EST_1_4_2 Benefit calculation rules Flat-rate amount C.B2. multiple.amount.MinBen.MaxBen EST_1_4_2 Benefit amount The monthly benefit has several components. Disabled child allowance (puudega lapse toetus): 540% (for a moderate disability), 630% (for a severe disability) or 945% (for a profound disability) of the social benefit rate (see Annex) is paid. Disabled person of working age allowance (puudega tööealise inimese toetus): At least 65% (for a moderate disability) up to 210% (for a profound disability) of the social benefit rate (see Annex) is paid. Disabled parent's allowance (puudega vanema toetus): 75% of the social benefit rate (see Annex) is paid. Disabled pensioner's allowance: 50% (for a moderate disability), 105% (for a severe disability), or 160% (for a profound disability) of the social benefit rate (see Annex) is paid. Minimum: See amount. Maximum: See amount. Validated here: | https://sotsiaalkindlustusamet.ee/en/disability-and-welfare-services/benefits-disabled-people C.B2. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_1_4_2 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? Choose an item C.B2. Periodicity EST_1_4_2 Periodicity of benefit payment Periodic C.B2. benLength_full EST_1_4_2 Benefit duration (only if periodic) As long as conditions are fulfilled. Age restrictions apply (see qualifying conditions). C.B2. waitPeriod EST_1_4_2 Description of waiting period (and continued payment by employer, if applicable) No waiting period applies. C.B2. blank.partial EST_1_4_2 Reduced benefit for a Partial disability (if not included above) C.B2. multiple.partial_disab_Y_N.partial_disability_qc_ben EST_1_4_2 Is a benefit available for those with a partial disability or loss of earnings capacity, below the threshold defined above? No C.B2. blank.info EST_1_4_2 Additional information C.B2. otherInfo EST_1_4_2 Please provide if necessary Survivors benefits Survivor pension ( Toitjakaotuspension ; State pension (social insurance) ) C.B3. name_b.note_high_level EST_1_3_3 Benefit name (English) Survivor pension ZZZ C.B3. name_b_orig EST_1_3_3 Local name Toitjakaotuspension Validated based on Survivor's pension | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/pensioni-liigid/toitjakaotuspension C.B3. name_prog.CRBranch_text EST_1_3_3 Name of related programme State pension (social insurance) C.B3. blank.full EST_1_3_3 Standard or full benefit C.B3. blank.qc EST_1_3_3 Qualifying conditions C.B3. other_qc EST_1_3_3 Main qualifying conditions The deceased had at least 15 years of service if he or she had reached the standard retirement age; had 1 to 14 years of service, according to the deceased's age, if aged 25 to the standard retirement age; or was incapable of gainful activity if younger than age 25. There is no minimum qualifying period if the death was the result of a work injury or occupational disease. C.B3. eligible_surv EST_1_3_3 Eligible survivors An eligible spouse must meet 1 of the following conditions: be at least 12 weeks pregnant at the time of death; be nonworking and raising the deceased's child younger than age 3; be permanently disabled and married to the deceased for at least a year; be divorced and permanently incapable of work before the divorce, or if the incapacity began in the year immediately after the divorce, married to the deceased for at least 25 years and reached the standard retirement age within 3 years after the divorce; or have reached the standard retirement age. Other eligible survivors include children, stepchildren, siblings, and grandchildren younger than age 18 (age 24 if a full-time student; no limit if disabled); parents or stepparents of pensionable age or with a disability; or a non-employed guardian raising the deceased's children. C.B3. multiple.payable_abroad_Y_N.payble_abroad EST_1_3_3 Are individuals eligible for the benefit if residing abroad in a country without a reciprocal agreement? No Paid only under reciprocal agreement (and for EU and EEA residents). C.B3. multiple.remarriage_Y_N.remarriage_info.remarriage_settlement EST_1_3_3 Payment of the spouse's pension ceases upon remarriage, civil partnership, or cohabitation? Yes Details if necessary: The widower(er)'s pension ceases 12 months after remarriage. Remarriage settlement?: No settlement. C.B3. blank.Ben EST_1_3_3 Details regarding benefit C.B3. ben_calc EST_1_3_3 Benefit calculation rules Other C.B3. multiple.amount.MinBen.MaxBen EST_1_3_3 Benefit amount 50% of the reference pension (for 1 survivor), 80% (for two), and 100% (for 3 or more). The reference pension is the old-age pension the deceased received or was entitled to receive or an old-age pension based on 30 years of coverage, whichever is greater. The pension is split equally among all eligible survivors. Full orphans receive the survivor pension for both parents. Minimum: See amount. Maximum: See amount. C.B3. multiple.RefWage.RefWageMin.RefWageMax EST_1_3_3 Definition of reference earnings (or points) used in benefit calculation Definition : Minimum: Maximum: C.B3. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_1_3_3 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? Yes, annually Adjusted annually in April according to changes in the consumer price index and the annual increase in social tax contributions. C.B3. Periodicity EST_1_3_3 Periodicity of benefit payment Periodic C.B3. benLength_full EST_1_3_3 Benefit duration (only if periodic) As long as conditions are fulfilled. Age restrictions apply (see qualifying conditions). C.B3. blank.proport EST_1_3_3 Reduced benefit for Insufficient contributions (or coverage period) C.B3. multiple.proport_Y_N.proport_pension_qc_ben EST_1_3_3 Is a benefit paid for those who do not meet the minimum qualifying period? No C.B3. blank.info EST_1_3_3 Additional information C.B3. otherInfo EST_1_3_3 Please provide if necessary Survivor benefit ( Kogumispension ; Funded pension (individual account) ) C.B3. name_b.note_high_level EST_1_2_2 Benefit name (English) Survivor benefit ZZZ C.B3. name_b_orig EST_1_2_2 Local name Kogumispension C.B3. name_prog.CRBranch_text EST_1_2_2 Name of related programme Funded pension (individual account) C.B3. blank.full EST_1_2_2 Standard or full benefit C.B3. blank.qc EST_1_2_2 Qualifying conditions C.B3. other_qc EST_1_2_2 Main qualifying conditions No minimum qualifying period. C.B3. eligible_surv EST_1_2_2 Eligible survivors Survivors named by the deceased; to the deceased's spouse and children if there are no named survivors. C.B3. multiple.remarriage_Y_N.remarriage_info.remarriage_settlement EST_1_2_2 Payment of the spouse's pension ceases upon remarriage, civil partnership, or cohabitation? No Details if necessary: Remarriage settlement?: C.B3. blank.Ben EST_1_2_2 Details regarding benefit C.B3. ben_calc EST_1_2_2 Benefit calculation rules Defined-contribution (DC) benefit C.B3. multiple.amount.MinBen.MaxBen EST_1_2_2 Benefit amount If the insured dies before retirement, designated survivors receive the accumulated value of the individual account. If the insured dies after retirement, designated survivors may receive a periodic benefit. Minimum: Maximum: C.B3. Periodicity EST_1_2_2 Periodicity of benefit payment Other (please specify) C.B3. benLength_full EST_1_2_2 Benefit duration (only if periodic) 5 years (for the periodic benefit). C.B3. blank.info EST_1_2_2 Additional information C.B3. otherInfo EST_1_2_2 Please provide if necessary National survivor pension ( Rahvapension ; Social assistance ) C.B3. name_b.note_high_level EST_1_1_3 Benefit name (English) National survivor pension ZZZ C.B3. name_b_orig EST_1_1_3 Local name Rahvapension C.B3. name_prog.CRBranch_text EST_1_1_3 Name of related programme Social assistance C.B3. blank.full EST_1_1_3 Standard or full benefit C.B3. blank.qc EST_1_1_3 Qualifying conditions C.B3. other_qc EST_1_1_3 Main qualifying conditions Paid when the family breadwinner dies and he or she was not receiving or entitled to receive a social insurance pension. The deceased must have resided in Estonia for at least 1 year at the date of death. C.B3. eligible_surv EST_1_1_3 Eligible survivors An eligible spouse must meet 1 of the following conditions: be at least 12 weeks pregnant at the time of death of the insured; be without work and raising the deceased's child younger than age 3; be permanently disabled and have been married to the deceased for at least a year; have been permanently incapable of work prior to divorce from the deceased or, if the incapacity began in the year immediately after the divorce, have been married to the deceased for at least 25 years and reach the standard retirement age within 3 years after divorce; or have reached the standard retirement age. Other eligible survivors include children, stepchildren, siblings, and grandchildren younger than age 18 (age 24 if a full-time student; no limit if disabled); parents or stepparents of pensionable age or with a disability; or a non-employed guardian raising the deceased's children. C.B3. multiple.test.test_details EST_1_1_3 Type of means test Benefit test (as a proxy for need) Details (if applicable): The survivor must not receive any pension. C.B3. multiple.remarriage_Y_N.remarriage_info.remarriage_settlement EST_1_1_3 Payment of the spouse's pension ceases upon remarriage, civil partnership, or cohabitation? Choose an item Details if necessary: Remarriage settlement?: C.B3. blank.Ben EST_1_1_3 Details regarding benefit C.B3. ben_calc EST_1_1_3 Benefit calculation rules Flat-rate amount C.B3. multiple.amount.MinBen.MaxBen EST_1_1_3 Benefit amount 50% of the monthly national pension rate for 1 survivor (see Annex); 80% for 2; 100% for 3 or more; 100% to a widow(er) of a veteran of the Estonian War of Independence. The pension is split equally among all eligible survivors. Minimum: See amount. Maximum: See amount. C.B3. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_1_1_3 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? Yes, annually Adjusted annually by the Estonian parliament. C.B3. Periodicity EST_1_1_3 Periodicity of benefit payment Periodic C.B3. benLength_full EST_1_1_3 Benefit duration (only if periodic) As long as conditions are fulfilled. Age restrictions apply (see qualifying conditions). C.B3. blank.info EST_1_1_3 Additional information C.B3. otherInfo EST_1_1_3 Please provide if necessary Funeral grant ( Matusetoetus ; Universal ) C.B3. name_b.note_high_level EST_1_4_3 Benefit name (English) Funeral grant ZZZ C.B3. name_b_orig EST_1_4_3 Local name Matusetoetus C.B3. name_prog.CRBranch_text EST_1_4_3 Name of related programme Universal Editor note: this should have been changed to Universal in 2020. We already mention it as universal above (under SoF – where we also mention that it’s paid by local municipalities), and there does not appear to be any means test. (The 2020 CORR also noted that there was no means test) C.B3. blank.full EST_1_4_3 Standard or full benefit C.B3. blank.qc EST_1_4_3 Qualifying conditions C.B3. other_qc EST_1_4_3 Main qualifying conditions No minimum qualifying period. C.B3. eligible_surv EST_1_4_3 Eligible survivors Paid to the person who paid for the funeral. C.B3. multiple.test.test_details EST_1_4_3 Type of means test None Details (if applicable): C.B3. multiple.remarriage_Y_N.remarriage_info.remarriage_settlement EST_1_4_3 Payment of the spouse's pension ceases upon remarriage, civil partnership, or cohabitation? Choose an item Details if necessary: Remarriage settlement?: C.B3. blank.Ben EST_1_4_3 Details regarding benefit C.B3. ben_calc EST_1_4_3 Benefit calculation rules Flat-rate amount C.B3. multiple.amount.MinBen.MaxBen EST_1_4_3 Benefit amount A lump sum established by each municipality. Minimum: See amount. Maximum: See amount. C.B3. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_1_4_3 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? No, ad hoc C.B3. Periodicity EST_1_4_3 Periodicity of benefit payment Lump sum C.B3. blank.info EST_1_4_3 Additional information C.B3. otherInfo EST_1_4_3 Please provide if necessary Administrative organization Header.PB6.blank blank blank Organization name Type of organization (Please select from list) Related programmes (Y/N) Role in relation to programme (Y/N) Additional information Website R.EN.PB6. 1 . name_prog UPI. 4 UPI. 4 . EST_1_4 . EST_1_1 . EST_1_3 . EST_1_2 Universal Social assistance State pension (social insurance) Funded pension (individual account) General supervision Regulatory functions 1 Programme administration Payment/delivery of benefits 2 Collection of contributions Other notes on role R.EN.PB6. 1 EST_AO_7 UPI. 4 . EST_1_4 . EST_1_1 . EST_1_3 . EST_1_2 Ministry of Social Affairs Public (part of government) Y Y Y N Y Y N N N https://www.sm.ee/ R.EN.PB6. 1 EST_AO_9 UPI. 4 . EST_1_4 . EST_1_1 . EST_1_3 . EST_1_2 Social Insurance Board Public (independent agency) Y Y Y N N N Y Y N Is responsible for overall planning and coordination. https://www.sotsiaalkindlustusamet.ee/ R.EN.PB6. 1 EST_AO_2 UPI. 4 . EST_1_4 . EST_1_1 . EST_1_3 . EST_1_2 Estonian Unemployment Insurance Fund Public (independent agency) Y Y Y N N N Y Y N Administers the work ability allowance. Under the supervision of the Ministry of Social Affairs. https://www.tootukassa.ee/ R.EN.PB6. 1 EST_AO_10 UPI. 4 . EST_1_4 . EST_1_1 . EST_1_3 . EST_1_2 Tax and Customs Office Public (part of government) Y Y Y N N N N N Y https://www.emta.ee/ R.EN.PB6. 1 EST_AO_5 UPI. 4 . EST_1_4 . EST_1_1 . EST_1_3 . EST_1_2 Local governments Public (part of government) Y N N N N N N Y N Pay the funeral grant. R.EN.PB6. 1 EST_AO_6 UPI. 4 . EST_1_4 . EST_1_1 . EST_1_3 . EST_1_2 Ministry of Finance Public (part of government) N N N Y Y Y N N N Supervises the Financial Supervisory Authority and the Registrar of the Estonian Central Register of Securities. https://www.fi.ee/ R.EN.PB6. 1 EST_AO_3 UPI. 4 . EST_1_4 . EST_1_1 . EST_1_3 . EST_1_2 Financial Supervisory Authority Public (independent agency) N N N Y Y Y N N N Supervises financial services providers, including pension management companies and life insurance companies. https://www.fi.ee/ R.EN.PB6. 1 EST_AO_8 UPI. 4 . EST_1_4 . EST_1_1 . EST_1_3 . EST_1_2 Estonian Central Register of Securities Multiple types of organizations N N N Y N N N N N Sets up a mandatory individual pension account for each insured person. https://www.riigiteataja.ee/en/eli/508112023001/consolide Validated based on Securities Register Maintenance Act–Riigi Teataja: https://www.riigiteataja.ee/en/eli/508112023001/consolide 1 The institution is in charge of developing and enforcing financial, administrative, or operative regulations for the programme. This is often the same organization that oversees general supervision , but can also be an independent body such as superintendents, health regulators, financial regulators, and pensions regulators. 2 Usually this is the same as the administrating organization, but if a separate organization or set of organizations pays benefits, please ensure it is listed in the table. Health and long-term care benefits Branch overview If there are nation-wide programmes with a legal basis that are missing from the table and are actively implemented, please include them here and throughout the profile (including social assistance programmes) . For special systems for certain groups (e.g. military personnel, civil servants, etc.) , scattered programmes at the municipal or regional level, or programmes with wide coverage but no legal basis, please do not add them to the profile, but rather simply add a short description under additional information. Header.PB1 blank Type of programme (please select from list) Programme name in English Local name and acronym ( if different than English ) Type of contributions 1 ? ( please select from list ) Are contributions necessary for benefit entitlement? ( please select from list ) Additional information Programme website or links to information brochures R.EN.PB1. 6 EST_6_1 Social insurance Health insurance Ravikindlustuse seadus (RaKS) Mandatory Yes Foootnote 1 Mandatory : Enrolment and contributions to the programme are mandatory for at least one group of individuals in the private sector (e.g. all employees, all residents, all non-agricultural workers, etc.). These systems may have exclusions or exemptions for certain groups or offer voluntary coverage for those not mandatorily covered (these can be detailed in the coverage section) . Quasi-mandatory : Enrolment and contributions to the programme are initially voluntary for all workers, but once enrolled, members are no longer able to opt out. Additional branch notes PB2a.Special.EN EST . 6 Concise d escription of special systems 1 and their coverage PB2a. Voluntary_informal_self.EN EST . 6 Concise d escription of any significant, stand-alone programmes for informal workers or self-employed persons with a legal basis, not covered below . Please note if the programme is voluntary or mandatory. Note: As the profiles focus on mandatory programmes, please do not include further descriptions of stand-alone voluntary programmes in the main profile text below. PB2a.Branch_note.EN EST . 6 Other b ranch notes PB2a.another_branch_YN_id. EST . 6 1 We define a special system as a separate programme that operates in place of the general scheme. Typically, special systems cover groups like military personnel, civil servants, agricultural workers, or self-employed persons, have different rules (e.g. qualifying conditions or benefit calculation) , and are administered by a separate organization. Assuming that the programme does not apply to a large share of the private sector (residents, employees, self-employed, etc.) , we will only include a short note on its coverage here and no further details elsewhere . Regulatory framework Current law(s) Header.PB3 blank Law name and number Year passed Year implemented Year(s) of important amendments Additional information Link to copy of the law? R.EN.PB3 C . 6 6_EST_L_2000_2 Estonian Health Insurance Fund Act of 14 June 2000 2000 2002 Last amended in 2019. https://www.riigiteataja.ee/akt/26422?leiaKehtiv R.EN.PB3 C . 6 6_EST_L_2001_1 Health Services Organization Act of 9 May 2001 2002 Last amended in 2019. https://www.riigiteataja.ee/akt/117052020012?leiaKehtiv R.EN.PB3 C . 6 6_EST_L_2002_2 Health Insurance Act of 16 June 2002 Same as year passed Last amended in 2023. https://www.riigiteataja.ee/akt/117052020009?leiaKehtiv Coverage Header.Pb4new blank Programme name Description of mandatory coverage Description of v oluntary coverage (including exemptions) Description of e xclusions Coverage of specific groups Header.Pb4new blank Is coverage restricted to citizens? 1 (please select from list) Coverage of self-employed persons (please select from list) YYY ZZZ R.EN.PB4new. 6 EST_6_1 Health insurance Persons with an employment or service contract; self-employed persons; public-sector workers; military personnel; persons receiving certain benefits; caregivers; persons younger than age 19; and students. Persons who were previously insured for at least 12 months in the last 2 years, for persons receiving a pension from another country, and for crew members. No exclusions. No, all legal residents are covered. Mandatory coverage (general scheme). Validated based on Health insurance | Health Insurance Fund (tervisekassa.ee): https://www.tervisekassa.ee/inimesele/ravikindlustus 1 Please note that this dropdown complements the description under mandatory coverage by providing additional details on citizenship requirements. Individuals in the selected category must still meet the same conditions (e.g., work, earnings, etc.) as those specified under mandatory coverage . Source of funds Programmes funded by contributions (or partially funded by contributions) Header.PB5a blank Programme name and persons 1 covered (please select from list) Contributions Income base used to calculate contributions Government contributions Additional information (including cross-branch financing) Official sources regarding update Header.PB5a blank Covered person Employer Concise description Minimum Maximum R.EN.PB5.child. 6 .name_prog EST_6_1_IP Health insurance R.EN.PB5c.child. 6 EST_6_1_IP Base. EST_2_4_IP Employees (+) Financing is reported under "Sickness and maternity" (see "Social insurance"). Voluntarily insured persons contribute €219.10 a month. Kindly confirm whether medical benefits are also financed through the contributions rates reported under S&amp;M (13% of gross earnings payable by employers).The national health insurance scheme covers approximately 95% of the population with a broad range of curative and preventive services as well as some monetary benefits. Revenues stem primarily from earnings-based employer and employee contributions, in addition to state contributions for certain population groups.https://www.haigekassa.ee/en/people/health-care-services/estonian-health-care-system R.EN.PB5c.child. 6 EST_6_1_SE Base. EST_2_4_SE Self-employed Financing is reported under "Sickness and maternity" (see "Social insurance"). Voluntarily insured persons contribute €219.10 a month. Kindly confirm whether medical benefits are also financed through the contributions rates reported under S&amp;M (13% of gross earnings payable by employers).The national health insurance scheme covers approximately 95% of the population with a broad range of curative and preventive services as well as some monetary benefits. Revenues stem primarily from earnings-based employer and employee contributions, in addition to state contributions for certain population groups.https://www.haigekassa.ee/en/people/health-care-services/estonian-health-care-system 1 "Employees (+)" refers to all persons who are covered who are not self-employed (employees, pensioners, and other protected groups where applicable, such as students, unemployed persons, etc.) Health care benefits Health care benefits ( Health insurance ) C.B6. name_b.note_high_level EST_6_1_1 Benefit name (English) Health care benefits ZZZ C.B6. name_b_orig EST_6_1_1 Local name C.B6. name_prog.CRBranch_text EST_6_1_1 Name of related programme Health insurance C.B6. blank.qc EST_6_1_1 Qualifying conditions C.B6. qc EST_6_1_1 Main qualifying conditions Must be a current member of the Health Insurance Fund. Must have at least 14 days of employment for workers with an employment or service contract exceeding 1 month, self-employed persons, civil servants, and for persons with other types of contracts for whom the minimum social tax rate has been paid. There is no minimum qualifying period for persons for whom the government pays the total contribution (see source of funds under Old age, disability and survivors) nor for accidents at work and occupational diseases. C.B6. multiple.dependents_YN.eligible_dependents EST_6_1_1 Are dependents covered? Choose an item Details (if applicable): All individuals are covered in their own right. C.B6. blank.ben EST_6_1_1 Details regarding benefits C.B6. ben_insured EST_6_1_1 Services covered Pharmaceutical products must be approved by the Ministry of Social Affairs, based on the diagnosis and according to a schedule in law. The insured receives temporary prosthesis after amputation and certain other appliances. Pensioners receive cash benefits for dental prostheses every 3 years. The Health Insurance Fund may authorize planned medical treatment abroad in special cases. Medical benefits for dependents are the same as those for the insured. Children younger than age 19 receive free dental care. C.B6. service_prov EST_6_1_1 Approved service providers and service conditions (1-2 sentences max.) National and local health care institutions provide medical benefits. C.B6. Cost_sharing EST_6_1_1 C ost sharing (1-2 sentences max.) The insured pays €2.50 for each prescription and 0%, 10%, 25% or 50% of the remaining cost for certain prescribed medicine according to a schedule in the law. If the price of a product exceeds the reference price (or price agreement), the insured pays the difference. If annual costs of approved medicines exceed €300, 90% of the cost above €300 is reimbursed; if annual prescription costs are from €100 to €300, 50% of the cost above €100 is reimbursed. No or lower (10%) co-payments for medicines children and pensioners. No co-payment is required for certain specialized outpatient care, such as for pregnancy or for a child younger than age 2. https://www.tervisekassa.ee/en/people/benefits-provided-health-insurance-fund/reimbursement-pharmaceuticals C.B6. benLength_full EST_6_1_1 Benefit duration The duration of the benefits is unlimited as long as the insured is covered; after coverage ceases, the insured continues to qualify for new benefits for up to 2 months. C.B6. blank.info EST_6_1_1 Additional information C.B6. otherInfo EST_6_1_1 Please provide if necessary Long-term care benefits In line with the priorites of the ISSA Programme and Budget on meeting the evolving needs of aging populations, we are collecting information on long-term care benefits. Here, we define long-term care benefits as cash or in-kind benefits for people who, due to frailty, disability or old age, need permanent nursing care or help with daily living activities. Benefits often aim to support home care, residential care, semi-residential care, or other forms of care. C.B13. Ben_y_n EST_6_x_1 Are there any long-term care benefits with a legal basis that are currently missing from the profile? Choose an item If 'yes', please fill in the table below or provide a brief explanation here. If benefits are already listed elsewhere, please indicate this (no need to repeat the information). If the benefits have different coverage or financing, please add a line to the tables above . Long-term care benefits ( Please provide ) C.B13. name_b.note_high_level EST_6_x_1 Benefit name (English) Long-term care benefits ZZZ C.B13. name_b_orig EST_6_x_1 Local name C.B13. name_prog.CRBranch_text EST_6_x_1 Name of related programme Please provide C.B13. CB_QC EST_6_x_1 Qualifying conditions C.B13. page EST_6_x_1 Restrictions related to age C.B13. assess_depend EST_6_x_1 Dependency requirements (including evaluation and review) C.B13. other_qc EST_6_x_1 Other qualifying conditions C.B13. multiple.test.test_details EST_6_x_1 Type of means test Choose an item Details (if applicable): C.B13. multiple.informal_Y_N.qc_informal EST_6_x_1 Are informal caregivers eligible for compensation or support under this benefit ? (Y/N) Choose an item Description of eligible caregivers and compensation or support provided (if applicable): C.B13. blank.ben EST_6_x_1 Details regarding benefits C.B13. CB_BEN EST_6_x_1 Benefit details C.B13. ben_insured EST_6_x_1 Benefits and services provided (including cash benefits) C.B13. service_prov EST_6_x_1 Approved service providers and service conditions (concise description; 1-2 sentences) C.B13. Cost_sharing EST_6_x_1 C ost sharing (concise description; 1-2 sentences) C.B13 blank.supplements EST_6_x_1 Benefit supplements or sub-benefits C.B11. blank.supplements C.B13 blank.supplements EST_6_x_1 EST_6_x_1 Local name(s) Qualifying conditions Amount C.B13 multiple.supp_name.supp_name_orig.qc_supp.supp EST_6_x_1 C.B13. blank.info EST_6_x_1 Additional information C.B13. otherInfo EST_6_x_1 Please provide if necessary Administrative organization Header.PB6.blank blank blank Organization name Type of organization (Please select from list) Role in relation to programme (Y/N) Additional information Website Yyy zzz R.EN.PB6. 6 .name_prog UPI. 1 UPI. 1 . EST_6_1 General supervision Regulatory functions 1 Programme administration Payment/delivery of benefits 2 Collection of contributions Other notes on role R.EN.PB6. 6 EST_AO_7 UPI. 1 . EST_6_1 Ministry of Social Affairs Public (part of government) Y Y N N N Is responsible for general management, supervision, and planning. https://www.sm.ee/ R.EN.PB6. 6 EST_AO_4 UPI. 1 . EST_6_1 Health Insurance Fund Public (independent agency) N N Y N N Coordinates health insurance and administers benefits. https://www.tervisekassa.ee/ R.EN.PB6. 6 EST_AO_1 UPI. 1 . EST_6_1 Doctors, polyclinics, and hospitals Multiple types of organizations N N N Y N R.EN.PB6. 6 EST_AO_10 UPI. 1 . EST_6_1 Tax and Customs Office Public (part of government) N N N N Y https://www.emta.ee/ 1 The institution is in charge of developing and enforcing financial, administrative, or operative regulations for the programme. This is often the same organization that oversees general supervision , but can also be an independent body such as superintendents, health regulators, financial regulators, and pensions regulators. 2 Usually this is the same as the administrating organization, but if a separate organization or set of organizations pays benefits, please ensure it is listed in the table. Sickness and maternity Branch overview If there are nation-wide programmes with a legal basis that are missing from the table and are actively implemented, please include them here and throughout the profile (including social assistance programmes) . For special systems for certain groups (e.g. military personnel, civil servants, etc.) , scattered programmes at the municipal or regional level, or programmes with wide coverage but no legal basis, please do not add them to the profile, but rather simply add a short description under additional information. Header.PB1 blank Type of programme (please select from list) Programme name in English Local name and acronym ( if different than English ) Type of contributions 1 ? ( please select from list ) Are contributions necessary for benefit entitlement? ( please select from list ) Additional information Programme website or links to information brochures R.EN.PB1. 2 EST_2_5 Universal system None No R.EN.PB1. 2 EST_2_4 Social insurance Mandatory Yes Foootnote 1 Mandatory : Enrolment and contributions to the programme are mandatory for at least one group of individuals in the private sector (e.g. all employees, all residents, all non-agricultural workers, etc.). These systems may have exclusions or exemptions for certain groups or offer voluntary coverage for those not mandatorily covered (these can be detailed in the coverage section) . Quasi-mandatory : Enrolment and contributions to the programme are initially voluntary for all workers, but once enrolled, members are no longer able to opt out. Additional branch notes PB2a.Special.EN EST . 2 Concise d escription of special systems 1 and their coverage PB2a. Voluntary_informal_self.EN EST . 2 Concise d escription of any significant, stand-alone programmes for informal workers or self-employed persons with a legal basis, not covered below . Please note if the programme is voluntary or mandatory. Note: As the profiles focus on mandatory programmes, please do not include further descriptions of stand-alone voluntary programmes in the main profile text below. PB2a.subbranch2.EN EST . 2 . B5 Notes on Maternity benefits In April 2022, a new universal programme for maternity, paternity, and parental benefits was implemented. Benefits are reported under Family and household benefits. #Note_for_records: with the new system in place, all benefits are now universal (though the benefit amount does have a social insurance element given that the amount is linked to previous income). Previously, we cross-referenced some benefits, but now all benefits are cross-referenced to Family Allowances. The law confirms that all benefits are financed by the state budget. See https://www.riigiteataja.ee/akt/128122017062?leiaKehtiv= ~ n PB2a.Branch_note.EN EST . 2 Other b ranch notes Please note that several benefits that were previously reported under Family and household are now reported under Sickness and maternity, in line with our practice of reporting benefits related to the birth or adoption of a child under this branch. #Q2Corr: Please note that several benefits that were previously reported under Family and household are now reported under Sickness and maternity, in line with our practice of reporting benefits related to the birth or adoption of a child under this branch.~ PB2a.another_branch_YN_id. EST . 2 1 We define a special system as a separate programme that operates in place of the general scheme. Typically, special systems cover groups like military personnel, civil servants, agricultural workers, or self-employed persons, have different rules (e.g. qualifying conditions or benefit calculation) , and are administered by a separate organization. Assuming that the programme does not apply to a large share of the private sector (residents, employees, self-employed, etc.) , we will only include a short note on its coverage here and no further details elsewhere . Regulatory framework Current law(s) Header.PB3 blank Law name and number Year passed Year implemented Year(s) of important amendments Additional information Link to copy of the law? R.EN.PB3 C . 2 2_EST_L_2002_1 Health Insurance Act 2002 Same as year passed https://www.riigiteataja.ee/akt/181723?leiaKehtiv R.EN.PB3 C . 2 2_EST_L_2016_2 Family Benefits Act 2016 2017 2017, 2018, 2019, 2020, 2021, 2022, 2023. https://www.riigiteataja.ee/en/eli/507072020005/consolide Coverage Header.Pb4new blank Programme name Description of mandatory coverage Description of v oluntary coverage (including exemptions) Description of e xclusions Coverage of specific groups Header.Pb4new blank Is coverage restricted to citizens? 1 (please select from list) Coverage of self-employed persons (please select from list) YYY ZZZ R.EN.PB4new. 2 EST_2_5 Universal Permanent residents of Estonia and noncitizens temporarily residing in Estonia. No, all legal residents are covered. Choose an item. R.EN.PB4new. 2 EST_2_4 Social insurance Employees and self-employed persons, pensioners, and persons receiving the child care allowance (see Family and household benefits). No possibility of voluntary coverage. No exclusions. No, all legal residents are covered. Mandatory coverage (general scheme). 1 Please note that this dropdown complements the description under mandatory coverage by providing additional details on citizenship requirements. Individuals in the selected category must still meet the same conditions (e.g., work, earnings, etc.) as those specified under mandatory coverage . Source of funds Programmes funded by contributions (or partially funded by contributions) Header.PB5a blank Programme name and persons 1 covered (please select from list) Contributions Income base used to calculate contributions Government contributions Additional information (including cross-branch financing) Official sources regarding update Header.PB5a blank Covered person Employer Concise description Minimum Maximum R.EN.PB5.cont. 2 .name_prog EST_2_4 Social insurance R.EN.PB5.cont. 2 EST_2_4 . IP Employees (+) None. 13%. Monthly covered payroll. €654 a month. No maximum. Pays contributions for some categories of insured persons; contributes as an employer. Contributions also finance medical benefits. Validated based on Social tax | Tax and Customs Board (emta.ee): https://www.emta.ee/ariklient/maksud-ja-tasumine/tulumaks-ja-sotsiaalmaks/sotsiaalmaks R.EN.PB5.cont. 2 EST_2_4 . SE Self-employed 13%. n/a Monthly covered declared earnings. €647.46 quarterly. No maximum. Pays contributions for certain categories of insured persons. Contributions also finance medical benefits. Validated based on Social tax | Tax and Customs Board (emta.ee): https://www.emta.ee/ariklient/maksud-ja-tasumine/tulumaks-ja-sotsiaalmaks/sotsiaalmaks, see: ‘The quarterly obligation for advance payments of social tax is EUR 647.46 (654 × 3 × 33%), if there are no circumstances that reduce the tax liability, i.e. if advance payments are calculated for the whole quarter.’ 1 "Employees (+)" refers to all persons who are covered who are not self-employed (employees, pensioners, and other protected groups where applicable, such as students, unemployed persons, etc.) Programmes with no contributions (government pays the total cost) Header.PB5b blank Programme name Additional notes Yyy zzz R.EN.PB5.noncont. 2 EST_2_5_ALL Universal 1 "Employees (+)" refers to all persons who are covered who are not self-employed (employees, pensioners, and other protected groups where applicable, such as students, unemployed persons, etc.) Sickness benefits Sickness benefit ( Haigushüvitis ; Social insurance ) C.B4. name_b.note_high_level EST_2_4_1 Benefit name (English) Sickness benefit ZZZ C.B4. name_b_orig EST_2_4_1 Local name Haigushüvitis C.B4. name_prog.CRBranch_text EST_2_4_1 Name of related programme Social insurance C.B4. blank.qc EST_2_4_1 Qualifying conditions C.B4. qc EST_2_4_1 Main qualifying conditions Must be a current member of the Health Insurance Fund, regardless of the length of service. A doctor must certify the incapacity for work. C.B4. blank.Ben EST_2_4_1 Details regarding benefit C.B4. ben_calc EST_2_4_1 Benefit calculation rules Wage replacement C.B4. multiple.amount.MinBen.MaxBen EST_2_4_1 Benefit amount 70% of the daily reference earnings (from the ninth day of sickness for temporary sick leave from employment, hospitalization, outpatient treatment, or periods of quarantine); 80% (for caring for a sick family member at home or a child with a disability who is younger than age 16); and 100% (from the day after the disability began until recovery or certification of permanent disability for an occupational disease or a work injury). Minimum: Maximum: No maximum. C.B4. multiple.RefWage.RefWageMin.RefWageMax EST_2_4_1 Definition of reference earnings used in benefit calculation Definition : The daily reference earnings are the insured's average gross daily wage in the previous calendar year. Minimum: The legal monthly minimum wage (see Annex), divided by 30. Maximum: No maximum. C.B4. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_2_4_1 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? Choose an item C.B4. Periodicity EST_2_4_1 Periodicity of benefit payment Periodic C.B4. benLength_full EST_2_4_1 Benefit duration Up to 182 calendar days for each period of sickness; up to 240 calendar days for tuberculosis. C.B4. waitPeriod EST_2_4_1 Description of waiting period (and continued payment by employer, if applicable) An 8-day waiting period. The employer pays 70% of the insured's average wages in the last 6 months from the fourth day to the eighth day of incapacity. C.B4. blank.info EST_2_4_1 Additional information C.B4. otherInfo EST_2_4_1 Please provide if necessary Benefits also include wage compensation for a temporary transfer to another job as a result of the incapacity. The benefit is the difference between earnings before and after the job transfer. Maternity benefits Maternity benefit and maternity leave ( Ema vanemahüvitis ja emapuhkus ; Universal ) C.B5. name_b.note_high_level EST_2_5_4 Benefit name (English) Maternity benefit and maternity leave ZZZ C.B5. name_b_orig EST_2_5_4 Local name Ema vanemahüvitis ja emapuhkus C.B5. name_prog.CRBranch_text EST_2_5_4 Name of related programme Universal C.B5. blank.qc EST_2_5_4 Qualifying conditions C.B5. qc EST_2_5_4 Main qualifying conditions Paid to an employed mother who is a current member of the Health Insurance Fund (see under Health and long-term care benefits) and working immediately before the expected date of childbirth, and to a non-employed mother without an employment relationship before the expected date of childbirth. Validated based on Mother's parental benefit and maternity leave | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/perehuvitiste-ulevaade/ema-vanemahuvitis-ja-emapuhkus | Editor note: added a bit of information based on the website. C.B5. multiple.test.test_details EST_2_5_4 Type of means test None Details (if applicable): C.B5. blank.Ben EST_2_5_4 Details regarding benefit C.B5. ben_calc EST_2_5_4 Benefit calculation rules Wage replacement C.B5. multiple.amount.MinBen.MaxBen EST_2_5_4 Benefit amount 100% of the reference earnings a day is paid. The minimum daily benefit is paid if the mother did not have income subject to social tax contributions in the 12 calendar months before the pregnancy began; the legal daily minimum wage (€24.17) is paid if reference earnings do not exceed the legal daily minimum wage. Minimum: €21.80 a day. Maximum: No maximum. Validated based on Mother's parental benefit and maternity leave | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/perehuvitiste-ulevaade/ema-vanemahuvitis-ja-emapuhkus | https://www.eesti.ee/et/perekond/toetused-ja-huevitised/ema-vanemahuevitis-ja-emapuhkus C.B5. multiple.RefWage.RefWageMin.RefWageMax EST_2_5_4 Definition of reference earnings used in benefit calculation Definition : The insured’s average monthly income subject to social tax contributions in the 12 calendar months before the pregnancy began (nine months immediately before the expected date of childbirth (employed mothers) or the actual date of childbirth (non-employed mothers)), divided by 30. Minimum: Maximum: C.B5. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_2_5_4 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? No, ad hoc Kindly specify how often and based on which mechanism or logic the benefit is adjusted. #Q2CORR: Kindly specify how often and based on which mechanism or logic the benefit is adjusted.~ C.B5. Periodicity EST_2_5_4 Periodicity of benefit payment Periodic C.B5. benLength_full EST_2_5_4 Benefit duration (only if periodic) Up to 100 days (including 70 days before and 30 days after the expected date of childbirth) for an employed mother; up to 30 days after the actual date of childbirth for a non-employed mother. Validated based on Mother's parental benefit and maternity leave | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/perehuvitiste-ulevaade/ema-vanemahuvitis-ja-emapuhkus C.B5. blank.info EST_2_5_4 Additional information C.B5. otherInfo EST_2_5_4 Please provide if necessary Paternity benefit and paternity leave ( Isa vanemahüvitis ja isapuhkus ; Universal ) C.B5. name_b.note_high_level EST_2_5_5 Benefit name (English) Paternity benefit and paternity leave ZZZ C.B5. name_b_orig EST_2_5_5 Local name Isa vanemahüvitis ja isapuhkus C.B5. name_prog.CRBranch_text EST_2_5_5 Name of related programme Universal C.B5. blank.qc EST_2_5_5 Qualifying conditions C.B5. qc EST_2_5_5 Main qualifying conditions Paid to the father or same-sex partner of the child’s mother. Validated based on Paternity parental benefit and paternity leave | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/perehuvitiste-ulevaade/isa-vanemahuvitis-ja-isapuhkus C.B5. multiple.test.test_details EST_2_5_5 Type of means test None Details (if applicable): C.B5. blank.Ben EST_2_5_5 Details regarding benefit C.B5. ben_calc EST_2_5_5 Benefit calculation rules Wage replacement C.B5. multiple.amount.MinBen.MaxBen EST_2_5_5 Benefit amount 100% of the reference earnings a day is paid. The minimum daily benefit is paid if the father did not have income subject to social tax contributions in the 12 calendar months before the pregnancy began; the legal daily minimum wage (€24.17) is paid if reference earnings do not exceed the legal daily minimum wage. Minimum: €21.80 a day. Maximum: €143.04 a day. Validated based on Paternity parental benefit and paternity leave | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/perehuvitiste-ulevaade/isa-vanemahuvitis-ja-isapuhkus | Editor note: added some info based on: | https://www.eesti.ee/et/perekond/lapse-isa-kaasatus-teekonnal/isa-vanemahuevitis-ja-isapuhkus | Note that the maximum annual benefit is three times the average salary in the previous year (4,291.29 in 2023); I didn’t use this though as it conflicts with the number provided above under reference values. It also seems sufficient and more useful to focus on the daily max. C.B5. multiple.RefWage.RefWageMin.RefWageMax EST_2_5_5 Definition of reference earnings used in benefit calculation Definition : The insured’s average monthly income in the 12 calendar months before the pregnancy began (nine months immediately before the actual date of childbirth), divided by 30. Minimum: Maximum: https://sotsiaalkindlustusamet.ee/en/family-benefits-and-allowances/family-benefits-overview/paternity-benefit-and-paternity-leave#amount-and-payment-o: https://sotsiaalkindlustusamet.ee/en/family-benefits-and-allowances/family-benefits-overview/paternity-benefit-and-paternity-leave | Note that the min and max provided by CORR are for the min/max benefit amounts. C.B5. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_2_5_5 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? No, ad hoc Kindly specify how often and based on which mechanism or logic the benefit is adjusted. #Q2CORR: Kindly specify how often and based on which mechanism or logic the benefit is adjusted.~ C.B5. Periodicity EST_2_5_5 Periodicity of benefit payment Periodic C.B5. benLength_full EST_2_5_5 Benefit duration (only if periodic) Up to 30 days. The benefit may be paid in consecutive or non-consecutive periods starting 30 days before the expected date of childbirth until the child reaches age 3. C.B5. blank.info EST_2_5_5 Additional information C.B5. otherInfo EST_2_5_5 Please provide if necessary Shared parental benefit ( Jagatav vanemahüvitis ; Universal ) C.B5. name_b.note_high_level EST_2_5_3 Benefit name (English) Shared parental benefit ZZZ C.B5. name_b_orig EST_2_5_3 Local name Jagatav vanemahüvitis C.B5. name_prog.CRBranch_text EST_2_5_3 Name of related programme Universal C.B5. blank.qc EST_2_5_3 Qualifying conditions C.B5. qc EST_2_5_3 Main qualifying conditions Paid to either parent beginning 31 days after childbirth until the child reaches age 3. Validated based on Shareable parental benefit | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/perehuvitiste-ulevaade/jagatav-vanemahuvitis-ja-vanemapuhkus | #Note_for_records: this benefit was redesigned in 2022 and replaced the old parental benefit. ~ C.B5. multiple.test.test_details EST_2_5_3 Type of means test None Details (if applicable): C.B5. blank.Ben EST_2_5_3 Details regarding benefit C.B5. ben_calc EST_2_5_3 Benefit calculation rules Wage replacement C.B5. multiple.amount.MinBen.MaxBen EST_2_5_3 Benefit amount 100% of the reference earnings a day is paid. The minimum daily benefit is paid if the insured did not have income subject to social tax contributions in the 12 calendar months before the pregnancy began. Minimum: The legal daily minimum wage. Maximum: €143.04 a day. Validated based on Shareable parental benefit | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/perehuvitiste-ulevaade/jagatav-vanemahuvitis-ja-vanemapuhkus C.B5. multiple.RefWage.RefWageMin.RefWageMax EST_2_5_3 Definition of reference earnings used in benefit calculation Definition : The insured’s average monthly income in the 12 calendar months before the pregnancy began (nine months immediately before the actual date of childbirth), divided by 30. Benefits are calculated separately for each parent. Minimum: €24.17 a day. Maximum: https://www.eesti.ee/et/perekond/toetused-ja-huevitised/jagatav-vanemahuevitis-ja-vanemapuhkus C.B5. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_2_5_3 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? No, ad hoc Kindly specify how often and based on which mechanism or logic the benefit is adjusted. #Q2CORR: Kindly specify how often and based on which mechanism or logic the benefit is adjusted.~ C.B5. Periodicity EST_2_5_3 Periodicity of benefit payment Periodic C.B5. benLength_full EST_2_5_3 Benefit duration (only if periodic) Up to 435 days. (Up to 60 days may be used concurrently.) https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/perehuvitiste-ulevaade/jagatav-vanemahuvitis-ja-vanemapuhkus#jagatava-vanemahuvit--2 C.B5. blank.info EST_2_5_3 Additional information C.B5. otherInfo EST_2_5_3 Please provide if necessary Beneficiaries may work while receiving the benefit if gross monthly income is less €2,145.65. Up to 60 days may be used concurrently. Validated based on Shareable parental benefit | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/perehuvitiste-ulevaade/jagatav-vanemahuvitis-ja-vanemapuhkus | Childbirth or adoption grant ( Sünnitoetus or lapsendamistoetus ; Universal ) C.B5. name_b.note_high_level EST_2_5_2 Benefit name (English) Childbirth or adoption grant ZZZ C.B5. name_b_orig EST_2_5_2 Local name Sünnitoetus or lapsendamistoetus C.B5. name_prog.CRBranch_text EST_2_5_2 Name of related programme Universal C.B5. blank.qc EST_2_5_2 Qualifying conditions C.B5. qc EST_2_5_2 Main qualifying conditions Paid for the birth or adoption of a child. C.B5. multiple.test.test_details EST_2_5_2 Type of means test None Details (if applicable): C.B5. blank.Ben EST_2_5_2 Details regarding benefit C.B5. ben_calc EST_2_5_2 Benefit calculation rules Flat-rate amount C.B5. multiple.amount.MinBen.MaxBen EST_2_5_2 Benefit amount A lump sum of €320 is paid for each eligible child (including an adopted child); €1,000 each for multiple births of 3 or more children. Minimum: See amount. Maximum: See amount. C.B5. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_2_5_2 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? No, ad hoc C.B5. Periodicity EST_2_5_2 Periodicity of benefit payment Lump sum C.B5. blank.info EST_2_5_2 Additional information C.B5. otherInfo EST_2_5_2 Please provide if necessary Multiple birth allowance ( Mitmike toetus ; Universal ) C.B5. name_b.note_high_level EST_2_5_1 Benefit name (English) Multiple birth allowance ZZZ C.B5. name_b_orig EST_2_5_1 Local name Mitmike toetus C.B5. name_prog.CRBranch_text EST_2_5_1 Name of related programme Universal C.B5. blank.qc EST_2_5_1 Qualifying conditions C.B5. qc EST_2_5_1 Main qualifying conditions Paid to parents (or guardian) for each set of triplets or larger multiple births younger than age 18 months. C.B5. multiple.test.test_details EST_2_5_1 Type of means test None Details (if applicable): C.B5. blank.Ben EST_2_5_1 Details regarding benefit C.B5. ben_calc EST_2_5_1 Benefit calculation rules Flat-rate amount C.B5. multiple.amount.MinBen.MaxBen EST_2_5_1 Benefit amount €1,000 a month is paid for each set of eligible triplets or larger multiple births. Minimum: See amount. Maximum: See amount. C.B5. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_2_5_1 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? No, ad hoc C.B5. Periodicity EST_2_5_1 Periodicity of benefit payment Periodic C.B5. benLength_full EST_2_5_1 Benefit duration (only if periodic) Age restrictions apply (see qualifying conditions). C.B5. blank.info EST_2_5_1 Additional information C.B5. otherInfo EST_2_5_1 Please provide if necessary Administrative organization Header.PB6.blank blank blank Organization name Type of organization (Please select from list) Related programmes (Y/N) Role in relation to programme (Y/N) Additional information Website Yyy zzz R.EN.PB6. 2 .name_prog UPI. 2 UPI. 2 . EST_2_5 . EST_2_4 Universal Social insurance General supervision Regulatory functions 1 Programme administration Payment/delivery of benefits 2 Collection of contributions Other notes on role R.EN.PB6. 2 EST_AO_7 UPI. 2 . EST_2_5 . EST_2_4 Ministry of Social Affairs Public (part of government) Y Y Y Y N N N Is responsible for general management, supervision, and planning. https://www.sm.ee/ R.EN.PB6. 2 EST_AO_4 UPI. 2 . EST_2_5 . EST_2_4 Health Insurance Fund Public (independent agency) Y N N Y Y N Coordinates health insurance and administers benefits. https://www.tervisekassa.ee/ R.EN.PB6. 2 EST_AO_9 UPI. 2 . EST_2_5 . Social Insurance Board Public (independent agency) Y Y N Y N N Coordinates universal benefits. https://www.sotsiaalkindlustusamet.ee/ R.EN.PB6. 2 EST_AO_10 UPI. 2 . EST_2_5 . EST_2_4 Tax and Customs Office Public (part of government) Y N N N N Y https://www.emta.ee/ 1 The institution is in charge of developing and enforcing financial, administrative, or operative regulations for the programme. This is often the same organization that oversees general supervision , but can also be an independent body such as superintendents, health regulators, financial regulators, and pensions regulators. 2 Usually this is the same as the administrating organization, but if a separate organization or set of organizations pays benefits, please ensure it is listed in the table. Accidents at work and occupational diseases Branch overview If there are nation-wide programmes with a legal basis that are missing from the table and are actively implemented, please include them here and throughout the profile (including social assistance programmes) . For special systems for certain groups (e.g. military personnel, civil servants, etc.) , scattered programmes at the municipal or regional level, or programmes with wide coverage but no legal basis, please do not add them to the profile, but rather simply add a short description under additional information. Header.PB1 blank Type of programme (please select from list) Programme name in English Local name and acronym ( if different than English ) Type of contributions 1 ? ( please select from list ) Are contributions necessary for benefit entitlement? ( please select from list ) Additional information Programme website or links to information brochures R.EN.PB1. 3 EST_3_1 Employer-liability system Civil code provisions Mandatory Yes Could you please clarify whether the employer pays benefits directly to the employee or insures for this via mandatory private or public insurance? Foootnote 1 Mandatory : Enrolment and contributions to the programme are mandatory for at least one group of individuals in the private sector (e.g. all employees, all residents, all non-agricultural workers, etc.). These systems may have exclusions or exemptions for certain groups or offer voluntary coverage for those not mandatorily covered (these can be detailed in the coverage section) . Quasi-mandatory : Enrolment and contributions to the programme are initially voluntary for all workers, but once enrolled, members are no longer able to opt out. Additional branch notes PB2a.Multiple.EN EST . 3 Concise d escription of how multiple programmes work together (e.g. complementary, alternatives, etc.) See branch note. PB2a.Special.EN EST . 3 Concise d escription of special systems 1 and their coverage PB2a. Voluntary_informal_self.EN EST . 3 Concise d escription of any significant, stand-alone programmes for informal workers or self-employed persons with a legal basis, not covered below . Please note if the programme is voluntary or mandatory. Note: As the profiles focus on mandatory programmes, please do not include further descriptions of stand-alone voluntary programmes in the main profile text below. PB2a.Branch_note.EN EST . 3 Other b ranch notes There is no specific programme for work injuries and occupational diseases. Cash and medical benefits are provided through the Sickness and maternity and Old age, disability and survivors programmes. That said, some additional benefits are provided by employers under the civil code and are reported below. PB2a.another_branch_YN_id. EST . 3 Y 1 We define a special system as a separate programme that operates in place of the general scheme. Typically, special systems cover groups like military personnel, civil servants, agricultural workers, or self-employed persons, have different rules (e.g. qualifying conditions or benefit calculation) , and are administered by a separate organization. Assuming that the programme does not apply to a large share of the private sector (residents, employees, self-employed, etc.) , we will only include a short note on its coverage here and no further details elsewhere . Regulatory framework Current law(s) Header.PB3 blank Law name and number Year passed Year implemented Year(s) of important amendments Additional information Link to copy of the law? R.EN.PB3 C . 3 3_EST_L_1956_1 Civil code 1956 Same as year passed R.EN.PB3 C . 3 3_EST_L_1999_2 Occupational Health and Safety Act of 16 June 1999 Same as year passed With annual amendments. R.EN.PB3 C . 3 3_EST_L_2001_2 State Pension Insurance Act 2001 2002 With periodic amendments. https://www.riigiteataja.ee/akt/RPKS R.EN.PB3 C . 3 3_EST_L_2001_4 Law of Obligations act 2001 Same as year passed Last amended in 2023. R.EN.PB3 C . 3 3_EST_L_2002_2 Health Insurance Act of 16 June 2002 Same as year passed Last amended in 2023. https://www.riigiteataja.ee/akt/117052020009?leiaKehtiv R.EN.PB3 F . 3 3_EST_LF_1924_1 #Q2CORR: Please provide the name and number of the law.~ 1924 Same as year passed Coverage Header.Pb4new blank Programme name Description of mandatory coverage Description of v oluntary coverage (including exemptions) Description of e xclusions Coverage of specific groups Header.Pb4new blank Is coverage restricted to citizens? 1 (please select from list) Coverage of self-employed persons (please select from list) YYY ZZZ R.EN.PB4new. 3 EST_3_1 Civil code provisions (employer liability) Private sector employees. No, all legal residents are covered. Choose an item. 1 Please note that this dropdown complements the description under mandatory coverage by providing additional details on citizenship requirements. Individuals in the selected category must still meet the same conditions (e.g., work, earnings, etc.) as those specified under mandatory coverage . Source of funds Programmes funded by contributions (or partially funded by contributions) Header.PB5a blank Programme name and persons 1 covered (please select from list) Contributions Income base used to calculate contributions Government contributions Additional information (including cross-branch financing) Official sources regarding update Header.PB5a blank Covered person Employer Concise description Minimum Maximum R.EN.PB5.cont. 3 .name_prog EST_3_1 Civil code provisions (employer liability) R.EN.PB5.cont. 3 EST_3_1 . IP Employees (+) None. The total cost. None. Validated based on Occupational accident | Eesti.ee: https://www.eesti.ee/en/health-and-care/occupational-health/occupational-accident | ‘An employer is required to compensate for reasonable medical expenses relating to the health damage and damages caused by the damaged person’s temporary incapacity for work and damages caused by reduction in income and, in case of death of an employee, also their reasonable funeral expenses.’ | The CORR noted the following: ‘Paid by Social Insurance Board only if the employer has been liquidated without a legal successor ’ 1 "Employees (+)" refers to all persons who are covered who are not self-employed (employees, pensioners, and other protected groups where applicable, such as students, unemployed persons, etc.) Temporary disability benefits Sickness benefit ( Haigushüvitis ; Social insurance ) C.B7. name_b.note_high_level EST_2_4_1 .( CB_twice .) Benefit name (English) Sickness benefit ZZZ C.B7. name_prog.CRBranch_text EST_2_4_1 .( CB_twice .) Name of related programme Social insurance : See Sickness and maternity. Permanent disability benefits Work ability allowance ( Töövõimetoetus ; Social assistance ) C.B8. name_b.note_high_level EST_1_1_5 .( CB_twice .) Benefit name (English) Work ability allowance ZZZ C.B8. name_prog.CRBranch_text EST_1_1_5 .( CB_twice .) Name of related programme Social assistance : See Old age, disability and survivors. Compensation benefit ( Kahjuhüvitised ; Civil code provisions (employer liability) ) C.B8. name_b.note_high_level EST_3_1_2 Benefit name (English) Compensation benefit ZZZ C.B8. name_b_orig EST_3_1_2 Local name Kahjuhüvitised C.B8. name_prog.CRBranch_text EST_3_1_2 Name of related programme Civil code provisions (employer liability) C.B8. blank.full EST_3_1_2 Standard or full benefit C.B8. blank.qc EST_3_1_2 Qualifying conditions C.B8. qc EST_3_1_2 Main qualifying conditions Must be assessed with a work injury or occupational disease. The benefit is paid for an assessed loss of earning capacity of at least 10% but less than 40%. The Centre of Occupational Diseases and Health assesses the degree of disability. Validated based on Indemnity | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/pension-ja-seotud-huvitised/muud-pensioniga-seotud-huvitised-ja-toetused/kahjuhuvitis-tooonnetuse C.B8. multiple.acc_commute_Y_N.acc_commute EST_3_1_2 Are accidents while commuting to and/or from work covered? No Additional details (if necessary): C.B8. multiple.cont_emp_Y_N.cont_emp EST_3_1_2 Can a pensioner continue or resume work and receive the benefit? Yes Employment may continue. C.B8. blank.Ben EST_3_1_2 Details regarding benefit C.B8. ben_calc EST_3_1_2 Benefit calculation rules Wage replacement C.B8. multiple.amount.MinBen.MaxBen EST_3_1_2 Benefit amount The benefit is the insured's average gross earnings in the 12 months before the work injury occurred or occupational disease began multiplied by the assessed loss of earning capacity minus the amount of any pension paid by the government. Minimum: See amount. Maximum: See amount. C.B8. multiple.RefWage.RefWageMin.RefWageMax EST_3_1_2 Definition of reference earnings (or points) used in benefit calculation Definition : Minimum: Maximum: C.B8. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_3_1_2 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? No, ad hoc C.B8. Periodicity EST_3_1_2 Periodicity of benefit payment Periodic C.B8. benLength_full EST_3_1_2 Benefit duration (only if periodic) Until rehabilitation or death. C.B8. waitPeriod EST_3_1_2 Description of waiting period (and continued payment by employer, if applicable) No waiting period applies. C.B8. blank.partial EST_3_1_2 Reduced benefit for a Partial disability (if not included above) C.B8. multiple.partial_disab_Y_N.partial_disability_qc_ben EST_3_1_2 Is a benefit available for those with a partial disability or loss of earnings capacity, below the threshold defined above? No C.B8. blank.info EST_3_1_2 Additional information C.B8. otherInfo EST_3_1_2 Please provide if necessary Medical care Health care benefits ( Health insurance ) C.B9. name_b.note_high_level EST_6_1_1 .( CB_twice .) Benefit name (English) Health care benefits ZZZ C.B9. name_prog.CRBranch_text EST_6_1_1 .( CB_twice .) Name of related programme Health insurance : See under Health and long-term care benefits. Survivors benefits Survivor pension ( Toitjakaotuspension ; State pension (social insurance) ) C.B10. name_b.note_high_level EST_1_3_3 .( CB_twice .) Benefit name (English) Survivor pension ZZZ C.B10. name_prog.CRBranch_text EST_1_3_3 .( CB_twice .) Name of related programme State pension (social insurance) : See Old age, disability and survivors. Administrative organization Header.PB6.blank blank blank Organization name Type of organization (Please select from list) Role in relation to programme (Y/N) Additional information Website Yyy zzz R.EN.PB6. 3 .name_prog UPI. 1 UPI. 1 . EST_3_1 General supervision Regulatory functions 1 Programme administration Payment/delivery of benefits 2 Collection of contributions Other notes on role R.EN.PB6. 3 EST_AO_7 UPI. 1 . EST_3_1 Ministry of Social Affairs Public (part of government) Y Y N N N Is responsible for general management, supervision, and planning. https://www.sm.ee/ R.EN.PB6. 3 EST_AO_4 UPI. 1 . EST_3_1 Health Insurance Fund Public (independent agency) N N Y N N Coordinates health insurance and administers benefits. https://www.tervisekassa.ee/ R.EN.PB6. 3 EST_AO_1 UPI. 1 . EST_3_1 Doctors, polyclinics, and hospitals Multiple types of organizations N N N Y N Provide medical benefits. R.EN.PB6. 3 EST_AO_9 UPI. 1 . EST_3_1 Social Insurance Board Public (independent agency) N N N N Y https://www.sotsiaalkindlustusamet.ee/ R.EN.PB6. 3 EST_AO_10 UPI. 1 . EST_3_1 Tax and Customs Office Public (part of government) N N N N Y https://www.emta.ee/ 1 The institution is in charge of developing and enforcing financial, administrative, or operative regulations for the programme. This is often the same organization that oversees general supervision , but can also be an independent body such as superintendents, health regulators, financial regulators, and pensions regulators. 2 Usually this is the same as the administrating organization, but if a separate organization or set of organizations pays benefits, please ensure it is listed in the table. Unemployment benefits Branch overview If there are nation-wide programmes with a legal basis that are missing from the table and are actively implemented, please include them here and throughout the profile (including social assistance programmes) . For special systems for certain groups (e.g. military personnel, civil servants, etc.) , scattered programmes at the municipal or regional level, or programmes with wide coverage but no legal basis, please do not add them to the profile, but rather simply add a short description under additional information. Header.PB1 blank Type of programme (please select from list) Programme name in English Local name and acronym ( if different than English ) Type of contributions 1 ? ( please select from list ) Are contributions necessary for benefit entitlement? ( please select from list ) Additional information Programme website or links to information brochures R.EN.PB1. 4 EST_4_2 Social insurance Unemployment insurance Töötuskindlustushüvitis Mandatory Yes R.EN.PB1. 4 EST_4_1 Social assistance Unemployment allowance Töötutoetus None No Foootnote 1 Mandatory : Enrolment and contributions to the programme are mandatory for at least one group of individuals in the private sector (e.g. all employees, all residents, all non-agricultural workers, etc.). These systems may have exclusions or exemptions for certain groups or offer voluntary coverage for those not mandatorily covered (these can be detailed in the coverage section) . Quasi-mandatory : Enrolment and contributions to the programme are initially voluntary for all workers, but once enrolled, members are no longer able to opt out. Additional branch notes PB2a.Special.EN EST . 4 Concise d escription of special systems 1 and their coverage PB2a. Voluntary_informal_self.EN EST . 4 Concise d escription of any significant, stand-alone programmes for informal workers or self-employed persons with a legal basis, not covered below . Please note if the programme is voluntary or mandatory. Note: As the profiles focus on mandatory programmes, please do not include further descriptions of stand-alone voluntary programmes in the main profile text below. PB2a.Branch_note.EN EST . 4 Other b ranch notes PB2a.another_branch_YN_id. EST . 4 1 We define a special system as a separate programme that operates in place of the general scheme. Typically, special systems cover groups like military personnel, civil servants, agricultural workers, or self-employed persons, have different rules (e.g. qualifying conditions or benefit calculation) , and are administered by a separate organization. Assuming that the programme does not apply to a large share of the private sector (residents, employees, self-employed, etc.) , we will only include a short note on its coverage here and no further details elsewhere . Regulatory framework Current law(s) Header.PB3 blank Law name and number Year passed Year implemented Year(s) of important amendments Additional information Link to copy of the law? R.EN.PB3 C . 4 4_EST_L_2001_3 Unemployment Insurance Act 2001 Same as year passed Last amended in 2020. https://www.riigiteataja.ee/en/eli/512082020014/consolide R.EN.PB3 C . 4 4_EST_L_2005_1 Labour Market Services and Benefits Act 2005 Same as year passed Last amended in 2020. https://www.riigiteataja.ee/en/eli/512082020015/consolide R.EN.PB3 F . 4 4_EST_LF_1991_1 #Q2CORR: Please provide the name and number of the law.~ 1991 Same as year passed Coverage Header.Pb4new blank Programme name Description of mandatory coverage Description of v oluntary coverage (including exemptions) Description of e xclusions Coverage of specific groups Header.Pb4new blank Is coverage restricted to citizens? 1 (please select from list) Coverage of self-employed persons (please select from list) YYY ZZZ R.EN.PB4new. 4 EST_4_2 Unemployment insurance Permanent residents of Estonia, noncitizens residing in Estonia with a temporary residence permit, and legal refugees. No possibility of voluntary coverage. Self-employed persons, and persons who have achieved the standard retirement age. No, all legal residents are covered. Excluded. R.EN.PB4new. 4 EST_4_1 Unemployment allowance (social assistance) Permanent residents of Estonia, noncitizens residing in Estonia with a temporary residence permit, and legal refugees. No, all legal residents are covered. Choose an item. 1 Please note that this dropdown complements the description under mandatory coverage by providing additional details on citizenship requirements. Individuals in the selected category must still meet the same conditions (e.g., work, earnings, etc.) as those specified under mandatory coverage . Source of funds Programmes funded by contributions (or partially funded by contributions) Header.PB5a blank Programme name and persons 1 covered (please select from list) Contributions Income base used to calculate contributions Government contributions Additional information (including cross-branch financing) Official sources regarding update Header.PB5a blank Covered person Employer Concise description Minimum Maximum R.EN.PB5.cont. 4 .name_prog EST_4_2 Unemployment insurance R.EN.PB5.cont. 4 EST_4_2 . IP Employees (+) 1.6%. 0.8%. Monthly gross earnings / payroll. None; contributes as an employer. Validated based on Tax rates | Tax and Customs Board (emta.ee): https://www.emta.ee/ariklient/maksud-ja-tasumine/tulumaks-ja-sotsiaalmaks/maksumaarad 1 "Employees (+)" refers to all persons who are covered who are not self-employed (employees, pensioners, and other protected groups where applicable, such as students, unemployed persons, etc.) Programmes with no contributions (government pays the total cost) Header.PB5b blank Programme name Additional notes Yyy zzz R.EN.PB5.noncont. 4 EST_4_1_ALL Unemployment allowance (social assistance) Unemployment benefits Unemployment benefit ( Töötuskindlustushüvitis ; Unemployment insurance ) C.B11. name_b.note_high_level EST_4_2_1 Benefit name (English) Unemployment benefit ZZZ C.B11. name_b_orig EST_4_2_1 Local name Töötuskindlustushüvitis C.B11. name_prog.CRBranch_text EST_4_2_1 Name of related programme Unemployment insurance C.B11. blank.qc EST_4_2_1 Qualifying conditions C.B11. qc EST_4_2_1 Main qualifying conditions Must be aged 16 to the standard retirement age (except for early pensioners), capable of gainful activity, registered as unemployed with an employment office of the Estonian Unemployment Insurance Fund, and involuntarily unemployed with at least 12 months of insured work in the 36 months before registering as unemployed. C.B11. blank.Ben EST_4_2_1 Details regarding benefit C.B11. ben_calc EST_4_2_1 Benefit calculation rules Wage replacement C.B11. multiple.amount.MinBen.MaxBen EST_4_2_1 Benefit amount 60% of reference earnings is paid for the first 100 calendar days; thereafter, 40% of reference earnings. Minimum: €10.90 a day. Maximum: 60 or 40% of 3 times the average wage per calendar day. Validated July 2023 amount based on https://www.tootukassa.ee/et/uudised/alanud-aastal-tousevad-mitmed-eesti-tootukassa-toetused-ja-huvitised | Validated based on Unemployment insurance benefit | Töötukassa (tootukassa.ee): https://www.tootukassa.ee/en/services/unemployment-insurance-benefit | Editor note: changed the percentage for the first 100 days based on: | https://www.tootukassa.ee/en/services/unemployment-insurance-benefit C.B11. multiple.RefWage.RefWageMin.RefWageMax EST_4_2_1 Definition of reference earnings used in benefit calculation Definition : The insured’s average earnings in the 9 months prior to the 3 months immediately before unemployment began, divided by 30. Minimum: The legal daily minimum wage. Maximum: Three times the national average wage (see Annex). Editor note: I could not validate what the legal daily minimum wage is, and we also don’t include it under reference values above. So I’ve left as is. C.B11. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_4_2_1 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? Choose an item C.B11. Periodicity EST_4_2_1 Periodicity of benefit payment Periodic C.B11. benLength_full EST_4_2_1 Benefit duration (only if periodic) 180 calendar days with up to 60 months of coverage; 210 calendar days with 60 to 120 months of coverage; or 300 calendar days with at least 120 months of coverage. Under certain labour market conditions, may be extended if the insured had at least 60 months of coverage. Validated based on Payment period of the unemployment insurance benefit | Töötukassa (tootukassa.ee): https://www.tootukassa.ee/en/services/unemployment-insurance-benefit/payment-period-unemployment-insurance-benefit C.B11. waitPeriod EST_4_2_1 Description of waiting period (and continued payment by employer, if applicable) A waiting period of 7 calendar days. C.B11. blank.info EST_4_2_1 Additional information C.B11. otherInfo EST_4_2_1 Please provide if necessary Unemployment allowance ( Töötutoetus ; Unemployment allowance (social assistance) ) C.B11. name_b.note_high_level EST_4_1_1 Benefit name (English) Unemployment allowance ZZZ C.B11. name_b_orig EST_4_1_1 Local name Töötutoetus C.B11. name_prog.CRBranch_text EST_4_1_1 Name of related programme Unemployment allowance (social assistance) C.B11. blank.qc EST_4_1_1 Qualifying conditions C.B11. qc EST_4_1_1 Main qualifying conditions Must be aged 16 to the normal retirement age (except for early pensioners), capable of gainful activity, registered as unemployed with an employment office of the Estonian Unemployment Insurance Fund, have at least 180 calendar days of employment in the 12 months before registering as unemployed. Employment periods include full-time education, military service, raising a child younger than age 7, treatment in a hospital, caring for a sick person, or periods of disability or detention. C.B11. multiple.test.test_details EST_4_1_1 Type of means test Income test Details (if applicable): Daily personal income must be less than the value of the daily unemployment allowance. C.B11. blank.Ben EST_4_1_1 Details regarding benefit C.B11. ben_calc EST_4_1_1 Benefit calculation rules Flat-rate amount C.B11. multiple.amount.MinBen.MaxBen EST_4_1_1 Benefit amount €10.55 a day. Minimum: See amount. Maximum: See amount. Validated based on Unemployment allowance | Töötukassa (tootukassa.ee): https://www.tootukassa.ee/en/services/unemployment-allowance C.B11. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_4_1_1 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? No, ad hoc Kindly specify how often and based on which mechanism or logic the benefit is adjusted. #Q2CORR: Kindly specify how often and based on which mechanism or logic the benefit is adjusted.~ C.B11. Periodicity EST_4_1_1 Periodicity of benefit payment Periodic C.B11. benLength_full EST_4_1_1 Benefit duration (only if periodic) Up to 270 calendar days; 210 calendar days for unemployed persons who are dismissed by their employer for a breach of duties, loss of confidence, or indecent act. C.B11. extension EST_4_1_1 Description of extensions May be extended up to the normal retirement age (except for early pensioners) if there are less than 180 calendar days until the beneficiary reaches the normal retirement age (except for early pensioners). C.B11. waitPeriod EST_4_1_1 Description of waiting period (and continued payment by employer, if applicable) A waiting period of 7 calendar days (60 calendar days from the date of registration as unemployed for recently graduated students). C.B11. blank.info EST_4_1_1 Additional information C.B11. otherInfo EST_4_1_1 Please provide if necessary Administrative organization Header.PB6.blank blank blank Organization name Type of organization (Please select from list) Related programmes (Y/N) Role in relation to programme (Y/N) Additional information Website Yyy zzz R.EN.PB6. 4 .name_prog UPI. 2 UPI. 2 . EST_4_2 . EST_4_1 Unemployment insurance Unemployment allowance (social assistance) General supervision Regulatory functions 1 Programme administration Payment/delivery of benefits 2 Collection of contributions Other notes on role R.EN.PB6. 4 EST_AO_2 UPI. 2 . EST_4_2 . EST_4_1 Estonian Unemployment Insurance Fund Public (independent agency) Y Y N N N Y N Also registers the unemployed. Under the supervision of the Ministry of Social Affairs. https://www.tootukassa.ee/ R.EN.PB6. 4 EST_AO_7 UPI. 2 . EST_4_2 . EST_4_1 Ministry of Social Affairs Public (part of government) Y Y Y Y N N N Supervises the Estonian Unemployment Insurance Fund. https://www.sm.ee/ R.EN.PB6. 4 EST_AO_10 UPI. 2 . EST_4_2 . EST_4_1 Tax and Customs Office Public (part of government) Y Y N N N N Y https://www.emta.ee/ 1 The institution is in charge of developing and enforcing financial, administrative, or operative regulations for the programme. This is often the same organization that oversees general supervision , but can also be an independent body such as superintendents, health regulators, financial regulators, and pensions regulators. 2 Usually this is the same as the administrating organization, but if a separate organization or set of organizations pays benefits, please ensure it is listed in the table. Family and household benefits Branch overview If there are nation-wide programmes with a legal basis that are missing from the table and are actively implemented, please include them here and throughout the profile (including social assistance programmes) . For special systems for certain groups (e.g. military personnel, civil servants, etc.) , scattered programmes at the municipal or regional level, or programmes with wide coverage but no legal basis, please do not add them to the profile, but rather simply add a short description under additional information. Header.PB1 blank Type of programme (please select from list) Programme name in English Local name and acronym ( if different than English ) Type of contributions 1 ? ( please select from list ) Are contributions necessary for benefit entitlement? ( please select from list ) Additional information Programme website or links to information brochures R.EN.PB1. 5 EST_5_1 Universal system None No R.EN.PB1. 5 EST_5_2 Social assistance None No Foootnote 1 Mandatory : Enrolment and contributions to the programme are mandatory for at least one group of individuals in the private sector (e.g. all employees, all residents, all non-agricultural workers, etc.). These systems may have exclusions or exemptions for certain groups or offer voluntary coverage for those not mandatorily covered (these can be detailed in the coverage section) . Quasi-mandatory : Enrolment and contributions to the programme are initially voluntary for all workers, but once enrolled, members are no longer able to opt out. Additional branch notes PB2a.Special.EN EST . 5 Concise d escription of special systems 1 and their coverage PB2a. Voluntary_informal_self.EN EST . 5 Concise d escription of any significant, stand-alone programmes for informal workers or self-employed persons with a legal basis, not covered below . Please note if the programme is voluntary or mandatory. Note: As the profiles focus on mandatory programmes, please do not include further descriptions of stand-alone voluntary programmes in the main profile text below. PB2a.Branch_note.EN EST . 5 Other b ranch notes In April 2022, new universal maternity, paternity, and parental benefits were introduced. The benefits replace social insurance maternity and paternity benefits that had previously been reported under Sickness and Maternity. PB2a.another_branch_YN_id. EST . 5 1 We define a special system as a separate programme that operates in place of the general scheme. Typically, special systems cover groups like military personnel, civil servants, agricultural workers, or self-employed persons, have different rules (e.g. qualifying conditions or benefit calculation) , and are administered by a separate organization. Assuming that the programme does not apply to a large share of the private sector (residents, employees, self-employed, etc.) , we will only include a short note on its coverage here and no further details elsewhere . Regulatory framework Current law(s) Header.PB3 blank Law name and number Year passed Year implemented Year(s) of important amendments Additional information Link to copy of the law? R.EN.PB3 C . 5 5_EST_L_2016_2 Family Benefits Act 2016 2017 2017, 2018, 2019, 2020, 2021, 2022, 2023. https://www.riigiteataja.ee/en/eli/507072020005/consolide R.EN.PB3 F . 5 5_EST_LF_1922_1 #Q2CORR: Please provide the name and number of the law.~ 1922 Same as year passed Coverage Header.Pb4new blank Programme name Description of mandatory coverage Description of v oluntary coverage (including exemptions) Description of e xclusions Coverage of specific groups Header.Pb4new blank Is coverage restricted to citizens? 1 (please select from list) Coverage of self-employed persons (please select from list) YYY ZZZ R.EN.PB4new. 5 EST_5_1 Universal Permanent residents of Estonia and noncitizens temporarily residing in Estonia. No, all legal residents are covered. Choose an item. R.EN.PB4new. 5 EST_5_2 Social assistance Permanent residents of Estonia and noncitizens temporarily residing in Estonia. No, all legal residents are covered. Choose an item. 1 Please note that this dropdown complements the description under mandatory coverage by providing additional details on citizenship requirements. Individuals in the selected category must still meet the same conditions (e.g., work, earnings, etc.) as those specified under mandatory coverage . Source of funds Programmes with no contributions (government pays the total cost) Header.PB5b blank Programme name Additional notes Yyy zzz R.EN.PB5.noncont. 5 EST_5_1_ALL Universal R.EN.PB5.noncont. 5 EST_5_2_ALL Social assistance Family and household benefits Child allowance ( Lapsetoetus ; Universal ) C.B12. name_b.note_high_level EST_5_1_4 Benefit name (English) Child allowance ZZZ C.B12. name_b_orig EST_5_1_4 Local name Lapsetoetus C.B12. name_prog.CRBranch_text EST_5_1_4 Name of related programme Universal C.B12. blank.qc EST_5_1_4 Qualifying conditions C.B12. qc EST_5_1_4 Main qualifying conditions Paid for each child up to age 19 (or until the end of the academic year if the child reaches age 19 during the academic year). Validated based on Child allowance | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/peretoetused/lapsetoetus C.B12. multiple.test.test_details EST_5_1_4 Type of means test None Details (if applicable): C.B12. blank.Ben EST_5_1_4 Details regarding benefit C.B12. ben_calc EST_5_1_4 Benefit calculation rules Flat-rate amount C.B12. multiple.amount.MinBen.MaxBen EST_5_1_4 Benefit amount €80 a month is paid for each of the first 2 eligible children; €100 a month for each subsequent child. Minimum: See amount. Maximum: See amount. Validated based on Child allowance | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/peretoetused/lapsetoetus C.B12. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_5_1_4 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? No, ad hoc C.B12. Periodicity EST_5_1_4 Periodicity of benefit payment Periodic C.B12. benLength_full EST_5_1_4 Benefit duration (only if periodic) Age restrictions apply (see qualifying conditions). C.B12. blank.info EST_5_1_4 Additional information C.B12. otherInfo EST_5_1_4 Please provide if necessary Single parent's child allowance ( Üksikvanema lapse toetus ; Universal ) C.B12. name_b.note_high_level EST_5_1_8 Benefit name (English) Single parent's child allowance ZZZ C.B12. name_b_orig EST_5_1_8 Local name Üksikvanema lapse toetus C.B12. name_prog.CRBranch_text EST_5_1_8 Name of related programme Universal C.B12. blank.qc EST_5_1_8 Qualifying conditions C.B12. qc EST_5_1_8 Main qualifying conditions Paid to a child up to age 19 whose father has not been registered on a birth certificate or for whom 1 parent is declared absent. C.B12. multiple.test.test_details EST_5_1_8 Type of means test None Details (if applicable): C.B12. blank.Ben EST_5_1_8 Details regarding benefit C.B12. ben_calc EST_5_1_8 Benefit calculation rules Flat-rate amount C.B12. multiple.amount.MinBen.MaxBen EST_5_1_8 Benefit amount €80 a month. Minimum: See amount. Maximum: See amount. Validated based on Single parent's child allowance | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/peretoetused/uksikvanema-lapse-toetus C.B12. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_5_1_8 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? No, ad hoc C.B12. Periodicity EST_5_1_8 Periodicity of benefit payment Periodic C.B12. benLength_full EST_5_1_8 Benefit duration (only if periodic) Age restrictions apply (see qualifying conditions). C.B12. blank.info EST_5_1_8 Additional information C.B12. otherInfo EST_5_1_8 Please provide if necessary The benefit ceases if the child’s father adopts the child, paternity is established during court proceedings, the child receives a survivor’s pension for the other parent, and under certain other conditions. Validated based on Single parent's child allowance | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/peretoetused/uksikvanema-lapse-toetus Large family allowance ( lasterikka pere toetus ; Universal ) C.B12. name_b.note_high_level EST_5_1_5 Benefit name (English) Large family allowance ZZZ C.B12. name_b_orig EST_5_1_5 Local name lasterikka pere toetus C.B12. name_prog.CRBranch_text EST_5_1_5 Name of related programme Universal C.B12. blank.qc EST_5_1_5 Qualifying conditions C.B12. qc EST_5_1_5 Main qualifying conditions Paid to a family with at least 3 children up to age 19 receiving the child allowance. C.B12. multiple.test.test_details EST_5_1_5 Type of means test None Details (if applicable): C.B12. blank.Ben EST_5_1_5 Details regarding benefit C.B12. ben_calc EST_5_1_5 Benefit calculation rules Flat-rate amount C.B12. multiple.amount.MinBen.MaxBen EST_5_1_5 Benefit amount €650 a month is paid to a family with 3 to 6 eligible children; €850 a month to a family with 7 or more children. Minimum: See amount. Maximum: See amount. Validated based on Support for a family rich in children | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/peretoetused/lasterikka-pere-toetus C.B12. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_5_1_5 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? No, ad hoc C.B12. Periodicity EST_5_1_5 Periodicity of benefit payment Periodic C.B12. benLength_full EST_5_1_5 Benefit duration (only if periodic) Age restrictions apply (see qualifying conditions). C.B12. blank.info EST_5_1_5 Additional information C.B12. otherInfo EST_5_1_5 Please provide if necessary Conscript's child allowance ( ajateenija lapse toetus ; Universal ) C.B12. name_b.note_high_level EST_5_1_6 Benefit name (English) Conscript's child allowance ZZZ C.B12. name_b_orig EST_5_1_6 Local name ajateenija lapse toetus C.B12. name_prog.CRBranch_text EST_5_1_6 Name of related programme Universal C.B12. blank.qc EST_5_1_6 Qualifying conditions C.B12. qc EST_5_1_6 Main qualifying conditions Paid for 1 or more children of conscripted military personnel until the end of military service. C.B12. multiple.test.test_details EST_5_1_6 Type of means test None Details (if applicable): C.B12. blank.Ben EST_5_1_6 Details regarding benefit C.B12. ben_calc EST_5_1_6 Benefit calculation rules Flat-rate amount C.B12. multiple.amount.MinBen.MaxBen EST_5_1_6 Benefit amount €900 a month is paid for each eligible child. Minimum: See amount. Maximum: See amount. Validated based on Conscript's child allowance | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/peretoetused/ajateenija-lapse-toetus C.B12. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_5_1_6 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? No, ad hoc C.B12. Periodicity EST_5_1_6 Periodicity of benefit payment Periodic C.B12. benLength_full EST_5_1_6 Benefit duration (only if periodic) As long as qualifying conditions are fulfilled. Validated based on Conscript's child allowance | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/peretoetused/ajateenija-lapse-toetus C.B12. blank.info EST_5_1_6 Additional information C.B12. otherInfo EST_5_1_6 Please provide if necessary Guardianship allowance ( Eestkostetava lapse toetus ; Universal ) C.B12. name_b.note_high_level EST_5_1_7 Benefit name (English) Guardianship allowance ZZZ C.B12. name_b_orig EST_5_1_7 Local name Eestkostetava lapse toetus C.B12. name_prog.CRBranch_text EST_5_1_7 Name of related programme Universal C.B12. blank.qc EST_5_1_7 Qualifying conditions C.B12. qc EST_5_1_7 Main qualifying conditions Paid for 1 or more children up to age 18 (19 if still a student) cared for by a court-appointed guardian. Validated based on Ward support | Social Insurance Board (sotsiaalkindlustusamet.ee): https://sotsiaalkindlustusamet.ee/perehuvitised-ja-muud-toetused/peretoetused/eestkostetava-lapse-toetus C.B12. multiple.test.test_details EST_5_1_7 Type of means test None Details (if applicable): C.B12. blank.Ben EST_5_1_7 Details regarding benefit C.B12. ben_calc EST_5_1_7 Benefit calculation rules Flat-rate amount C.B12. multiple.amount.MinBen.MaxBen EST_5_1_7 Benefit amount €240 a month is paid for each eligible child. Minimum: See amount. Maximum: See amount. C.B12. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_5_1_7 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? No, ad hoc C.B12. Periodicity EST_5_1_7 Periodicity of benefit payment Periodic C.B12. benLength_full EST_5_1_7 Benefit duration (only if periodic) Age restrictions apply (see qualifying conditions). C.B12. blank.info EST_5_1_7 Additional information C.B12. otherInfo EST_5_1_7 Please provide if necessary Subsistence benefit ( Toimetulekutoetus ; Social assistance ) C.B12. name_b.note_high_level EST_5_2_1 Benefit name (English) Subsistence benefit ZZZ C.B12. name_b_orig EST_5_2_1 Local name Toimetulekutoetus C.B12. name_prog.CRBranch_text EST_5_2_1 Name of related programme Social assistance C.B12. blank.qc EST_5_2_1 Qualifying conditions C.B12. qc EST_5_2_1 Main qualifying conditions Paid to persons suffering from material deprivation and assessed as living below the subsistence level. C.B12. multiple.test.test_details EST_5_2_1 Type of means test Asset and income test Details (if applicable): Monthly household income must be lower than the monthly subsistence level threshold established annually by the government. The subsistence level is the income necessary for minimum daily subsistence in a period of 1 month and varies according to the number of people in a family. An asset test might be applied. C.B12. blank.Ben EST_5_2_1 Details regarding benefit C.B12. ben_calc EST_5_2_1 Benefit calculation rules Flat-rate amount C.B12. multiple.amount.MinBen.MaxBen EST_5_2_1 Benefit amount €200 a month is paid for a person living alone or the first member of a household; €160 a month for the second and each subsequent adult member of the household; and €240 a month for each child. An additional €15 a month is paid to a single-parent family whose children are all minors. Minimum: See amount. Maximum: See amount. Validated based on Subsistence benefit | Ministry of Social Affairs (sm.ee): https://www.sm.ee/toimetulekutoetus C.B12. multiple.BenAdjust_Y_N.Benefit_Adjustment EST_5_2_1 Is there a legal obligation to review (and if necessary adjust) the benefit within a defined period (e.g. every year) for inflation, cost of living, etc.? No, ad hoc C.B12. Periodicity EST_5_2_1 Periodicity of benefit payment Periodic C.B12. benLength_full EST_5_2_1 Benefit duration (only if periodic) As long as qualifying conditions are fulfilled. C.B12. blank.info EST_5_2_1 Additional information C.B12. otherInfo EST_5_2_1 Please provide if necessary Validated based on Subsistence benefit | Ministry of Social Affairs (sm.ee): https://www.sm.ee/toimetulekutoetus Administrative organization Header.PB6.blank blank blank Organization name Type of organization (Please select from list) Related programmes (Y/N) Role in relation to programme (Y/N) Additional information Website Yyy zzz R.EN.PB6. 5 .name_prog UPI. 2 UPI. 2 . EST_5_1 . EST_5_2 Universal Social assistance General supervision Regulatory functions 1 Programme administration Payment/delivery of benefits 2 Collection of contributions Other notes on role R.EN.PB6. 5 EST_AO_7 UPI. 2 . EST_5_1 . EST_5_2 Ministry of Social Affairs Public (part of government) Y Y Y Y N N N https://www.sm.ee/ R.EN.PB6. 5 EST_AO_9 UPI. 2 . EST_5_1 . EST_5_2 Social Insurance Board Public (independent agency) Y Y Y N Y N N Coordinates benefits. https://www.sotsiaalkindlustusamet.ee/ R.EN.PB6. 5 EST_AO_5 UPI. 2 . EST_5_1 . EST_5_2 Local governments Public (part of government) N Y N N N Y N Pay the subsistence benefit. 1 The institution is in charge of developing and enforcing financial, administrative, or operative regulations for the programme. This is often the same organization that oversees general supervision , but can also be an independent body such as superintendents, health regulators, financial regulators, and pensions regulators. 2 Usually this is the same as the administrating organization, but if a separate organization or set of organizations pays benefits, please ensure it is listed in the table.